Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Pinnacle BankLincoln, NE | B | $819M | 3,371 | 4.3% | 6.95% |
| 2 | West Gate BankLincoln, NE | A | $485M | 2,040 | 5.0% | 6.50% |
| 3 | Rocket MortgagePlymouth, MI | C | $457M | 3,384 | 17.6% | 6.75% |
| 4 | Union Bank and TrustLincoln, NE | B | $433M | 1,835 | 10.0% | 6.50% |
| 5 | Charter West BankWest Point, NE | C | $408M | 2,258 | 6.6% | 6.50% |
| 6 | United Shore Financial ServicesPlymouth, MI | B | $368M | 1,558 | 8.2% | 6.37% |
| 7 | First National Bank of OmahaOmaha, NE | C | $313M | 2,902 | 19.6% | 7.00% |
| 8 | Lincoln FSB of NebraskaLincoln, NE | A | $301M | 1,294 | 2.8% | 6.38% |
| 9 | Veridian Credit UnionWaterloo, IA | B | $288M | 2,051 | 9.8% | 6.49% |
| 10 | Mortgage Research CenterColumbia, MO | C | $281M | 1,651 | 12.5% | 6.25% |
| 11 | U.S. BankCincinnati, OH | D | $197M | 2,163 | 32.9% | 6.99% |
| 12 | CentrisOmaha, NE | B | $188M | 2,002 | 16.3% | 6.25% |
| 13 | CMG MortgageSan Ramon, CA | A | $178M | 968 | 3.5% | 6.50% |
| 14 | Access BankOmaha, NE | A | $145M | 565 | 2.1% | 6.38% |
| 15 | Guaranteed RateChicago, IL | B | $144M | 863 | 4.1% | 6.50% |
| 16 | Fairway Independent MortgageMadison, WI | B | $141M | 885 | 4.8% | 6.13% |
| 17 | Churchill MortgageBrentwood, TN | B | $134M | 634 | 2.4% | 6.50% |
| 18 | Pennymac Loan ServicesWestlake Village, CA | C | $132M | 1,137 | 11.8% | 6.49% |
| 19 | Cornhusker BankLincoln, NE | A | $126M | 478 | 5.0% | — |
| 20 | Frontier BankOmaha, NE | B | $125M | 400 | 4.3% | 7.00% |
| 21 | Core BankOmaha, NE | A | $124M | 492 | 3.9% | 6.25% |
| 22 | Gershman InvestmentChesterfield, MO | B | $124M | 654 | 1.7% | 6.38% |
| 23 | Freedom MortgageBoca Raton, FL | B | $111M | 898 | 9.1% | 6.25% |
| 24 | Dhi Mortgage CompanyArlington, TX | B | $108M | 500 | 10.4% | 5.50% |
| 25 | Guild MortgageSan Diego, CA | A | $107M | 626 | 3.5% | 6.38% |
| 26 | Colliers MortgageMinneapolis, MN | A | $105M | 5 | 0.0% | 5.19% |
| 27 | First BankSt. Louis, MO | C | $104M | 409 | 2.4% | 6.38% |
| 28 | Arbor BankOakland, IA | A | $100M | 419 | 0.5% | — |
| 29 | Security First BankRapid City, SD | A | $98M | 380 | 2.6% | 6.75% |
| 30 | Dundee BankOmaha, NE | B | $94M | 263 | 4.6% | 6.75% |
| 31 | Flat Branch MortgageColumbia, MO | A | $89M | 302 | 0.3% | 6.63% |
| 32 | Plains Commerce BankSioux Falls, SD | B | $87M | 546 | 7.9% | 6.38% |
| 33 | Exchange BankKearney, NE | A | $84M | 373 | 3.2% | 7.50% |
| 34 | Five Points BankGrand Island, | A | $81M | 341 | 2.4% | — |
| 35 | Ark-La-Tex Financial Services, LLC.Plano, TX | A | $78M | 356 | 1.4% | 6.49% |
| 36 | Liberty First Credit UnionLincoln, NE | C | $74M | 659 | 9.6% | 6.63% |
| 37 | American National BankOmaha, NE | C | $71M | 424 | 7.8% | 6.75% |
| 38 | Northwest BankSpencer, IA | A | $71M | 271 | 2.6% | 6.50% |
| 39 | Regent Financial GroupOmaha, NE | B | $69M | 327 | 0.0% | 6.38% |
| 40 | Metro CUOmaha, NE | B | $69M | 1,077 | 25.5% | 5.75% |
| 41 | City Bank & TrustCrete, NE | B | $69M | 236 | 5.5% | — |
| 42 | Mutual of Omaha MortgageSan Diego, CA | C | $66M | 400 | 13.8% | 6.38% |
| 43 | Navy Federal Credit UnionVienna, VA | D | $65M | 639 | 18.2% | 6.75% |
| 44 | Moria DevelopmentTempe, AZ | B | $64M | 394 | 3.6% | 6.63% |
| 45 | Dayspring BankGothenburg, NE | A | $64M | 329 | 5.8% | 6.75% |
| 46 | NewrezWilmington, DE | D | $63M | 657 | 16.4% | 6.50% |
| 47 | Walker & DunlopBethesda, MD | C | $61M | 5 | 0.0% | 5.22% |
| 48 | Wells Fargo BankCharlotte, NC | B | $60M | 515 | 16.9% | 6.38% |
| 49 | Prosperity Home MortgageFairfax, VA | A | $59M | 331 | 3.3% | 6.25% |
| 50 | Cobalt Credit UnionPapillion, NE | B | $58M | 510 | 7.5% | 6.99% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
