Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | $8.7B | 23,111 | 8.8% | 6.13% |
| 2 | Rocket MortgagePlymouth, MI | C | $2.9B | 11,486 | 15.7% | 6.61% |
| 3 | ENT Credit UnionColorado Springs, CO | B | $1.9B | 13,238 | 20.9% | 7.50% |
| 4 | JPMorgan Chase BankColumbus, OH | B | $1.7B | 3,101 | 9.4% | 6.38% |
| 5 | Guild MortgageSan Diego, CA | A | $1.6B | 6,232 | 3.1% | 6.62% |
| 6 | FirstBankLakewood, CO | C | $1.3B | 4,929 | 15.6% | 7.00% |
| 7 | Wells Fargo BankCharlotte, NC | B | $1.3B | 1,271 | 17.7% | 6.25% |
| 8 | Crosscountry MortgageCleveland, OH | B | $1.2B | 3,804 | 3.6% | 6.58% |
| 9 | ElevationsBoulder, CO | C | $1.1B | 4,426 | 10.8% | 6.88% |
| 10 | Pennymac Loan ServicesWestlake Village, CA | C | $1.1B | 3,970 | 10.5% | 6.38% |
| 11 | CMG MortgageSan Ramon, CA | A | $930M | 2,947 | 3.2% | 6.50% |
| 12 | Guaranteed RateChicago, IL | B | $925M | 3,822 | 3.7% | 6.45% |
| 13 | Fairway Independent MortgageMadison, WI | B | $870M | 3,299 | 5.1% | 6.63% |
| 14 | Walker & DunlopBethesda, MD | C | $835M | 25 | 0.0% | 5.39% |
| 15 | U.S. BankCincinnati, OH | D | $776M | 4,978 | 36.0% | 7.95% |
| 16 | Freedom MortgageBoca Raton, FL | B | $697M | 3,542 | 6.2% | 5.88% |
| 17 | The Loan StoreSan Francisco, CA | B | $686M | 2,297 | 8.6% | 6.63% |
| 18 | Lennar MortgageMiami, FL | A | $670M | 1,693 | 6.3% | 3.99% |
| 19 | Loandepot.ComIrvine, CA | D | $628M | 2,979 | 18.1% | 6.13% |
| 20 | Alpine BankGlenwood Springs, CO | B | $622M | 2,096 | 11.8% | 8.00% |
| 21 | NewrezWilmington, DE | D | $614M | 3,831 | 16.0% | 6.50% |
| 22 | Bank of ColoradoFort Collins, | C | $610M | 1,909 | 10.5% | 6.88% |
| 23 | Homeamerican MortgageDenver, CO | A | $601M | 1,422 | 8.3% | 4.50% |
| 24 | Bank of AmericaCharlotte, NC | F | $597M | 2,216 | 28.7% | 5.99% |
| 25 | Canvas Credit UnionLone Tree, CO | C | $587M | 4,889 | 13.7% | 7.89% |
| 26 | Mortgage Research CenterColumbia, MO | C | $585M | 3,204 | 20.4% | 5.99% |
| 27 | Broker SolutionsTustin, CA | D | $532M | 3,025 | 6.0% | 6.63% |
| 28 | Berkadia Commercial MortgageAmbler, PA | B | $529M | 20 | 0.0% | 5.01% |
| 29 | Morgan Stanley Private BankNew York, NY | A | $511M | 536 | 1.9% | 5.85% |
| 30 | V.i.p. MortgageScottsdale, AZ | B | $510M | 1,426 | 0.8% | 6.50% |
| 31 | BOKFTulsa, OK | D | $509M | 1,443 | 15.7% | 6.50% |
| 32 | Dhi Mortgage CompanyArlington, TX | B | $471M | 1,512 | 12.4% | 4.63% |
| 33 | First Western Trust BankDenver, CO | A | $449M | 882 | 0.3% | 6.25% |
| 34 | LowerColumbia, MD | C | $446M | 1,659 | 6.3% | 6.50% |
| 35 | Movement MortgageLancaster, SC | A | $426M | 1,301 | 2.8% | 6.63% |
| 36 | Navy Federal Credit UnionVienna, VA | D | $419M | 3,361 | 21.1% | 7.75% |
| 37 | Cbre Multifamily CapitalWilmington, DE | A | $417M | 12 | 0.0% | 4.91% |
| 38 | Zions BancorporationSalt Lake City, UT | B | $395M | 1,836 | 29.6% | 7.75% |
| 39 | American FinancingAurora, CO | D | $385M | 4,937 | 41.3% | 6.38% |
| 40 | The Huntington National BankColumbus, OH | D | $382M | 1,239 | 28.7% | 6.75% |
| 41 | Bellco Credit UnionGreenwood Village, CO | F | $367M | 5,863 | 40.9% | 8.00% |
| 42 | PNC BankWilmington, DE | D | $336M | 1,325 | 30.2% | 7.69% |
| 43 | Jones Lang Lasalle MultifamilySt. Paul, MN | B | $335M | 9 | 0.0% | 4.95% |
| 44 | Provident Funding AssociatesSanta Rosa, CA | A | $333M | 985 | 5.1% | 6.38% |
| 45 | Union Home MortgageStrongsville, OH | B | $327M | 958 | 4.6% | 6.38% |
| 46 | UMB BankKansas City, | B | $317M | 712 | 30.6% | 5.99% |
| 47 | Synergy One LendingSan Diego, CA | C | $315M | 895 | 2.9% | 6.50% |
| 48 | The Central Trust BankJefferson City, MO | C | $312M | 978 | 1.5% | 6.50% |
| 49 | Charles Schwab BankWestlake, TX | A | $302M | 333 | 3.6% | 5.60% |
| 50 | Ark-La-Tex Financial Services, LLC.Plano, TX | A | $299M | 1,255 | 2.2% | 6.63% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
