Loandepot.Com in Colorado vs the state
18.1%Denial rate+2.43 pts vs state
22.0%Decision denial rate+2.32 pts vs state
62.6%Origination rate+2.55 pts vs state
6.13%Median rate-0.50 pts vs state
0.03Rate spread (pts)-0.12 pts vs state
$108kMedian applicant income
1,864Loans originated
538Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,689 | 1,735 | 12.5% | 6.13% | #18 |
| 2024 | 3,260 | 2,016 | 17.5% | 6.25% | #15 |
| 2025 | 2,979 | 1,864 | 18.1% | 6.13% | #22 |
What Loandepot.Com lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 483 | 346 | 50 | 10.4% |
| El Paso County | 444 | 294 | 72 | 16.2% |
| Adams County | 427 | 276 | 69 | 16.2% |
| Arapahoe County | 263 | 162 | 52 | 19.8% |
| Larimer County | 250 | 169 | 22 | 8.8% |
| Jefferson County | 172 | 112 | 33 | 19.2% |
| Denver County | 144 | 63 | 47 | 32.6% |
| Pueblo County | 134 | 67 | 33 | 24.6% |
| Douglas County | 119 | 74 | 26 | 21.8% |
| Mesa County | 80 | 40 | 23 | 28.8% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 2,979 applications in 2025, of which 1,864 were originated and 538 denied.
18.1% of all applications, or 22.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Loandepot.Com originated in Colorado in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology