Largest lenders in Pueblo County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | ENT Credit Union | B | 1,253 | 771 | 25.0% | 7.50% |
| 2 | United Shore Financial Services | B | 786 | 587 | 10.2% | 6.13% |
| 3 | Rocket Mortgage | C | 399 | 275 | 19.1% | 6.38% |
| 4 | U.S. Bank | D | 229 | 98 | 39.7% | 7.88% |
| 5 | Mortgage Research Center | C | 223 | 98 | 18.8% | 6.25% |
| 6 | Newrez | D | 196 | 105 | 8.2% | 6.13% |
| 7 | Freedom Mortgage | B | 153 | 79 | 3.3% | 6.00% |
| 8 | Security Service Federal Credit Union | C | 142 | 76 | 19.7% | 6.99% |
| 9 | Loandepot.Com | D | 134 | 67 | 24.6% | 6.50% |
| 10 | Crosscountry Mortgage | B | 133 | 92 | 3.8% | 6.60% |
| 11 | Mortgage Solutions of Colorado | C | 130 | 80 | 3.9% | 6.75% |
| 12 | Credit Union of Colorado, a Federal Credit Union | C | 122 | 73 | 20.5% | 7.25% |
| 13 | Guild Mortgage | A | 119 | 90 | 0.0% | 6.50% |
| 14 | Broker Solutions | D | 106 | 40 | 6.6% | 6.81% |
| 15 | Zions Bancorporation | B | 100 | 53 | 28.0% | 7.25% |
| 16 | Guaranteed Rate | B | 95 | 49 | 3.2% | 6.25% |
| 17 | Paramount Residential Mortgage Group | B | 89 | 71 | 3.4% | 6.63% |
| 18 | Kiavi Funding | D | 88 | 67 | 5.7% | 9.95% |
| 19 | Navy Federal Credit Union | D | 88 | 41 | 17.1% | 6.63% |
| 20 | Premier Mortgage Services | – | 79 | 63 | 2.5% | 6.38% |
| 21 | AmeriSave Mortgage | D | 78 | 17 | 60.3% | 8.25% |
| 22 | Fairway Independent Mortgage | B | 78 | 54 | 5.1% | 6.50% |
| 23 | Loan Simple | D | 74 | 50 | 9.5% | 6.50% |
| 24 | US Mortgage | C | 74 | 54 | 2.7% | 6.50% |
| 25 | Pennymac Loan Services | C | 66 | 38 | 6.1% | 6.43% |
Best approval odds in Pueblo County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Guild Mortgage | 97 | 0.0% |
| 2 | Premier Mortgage Services | 65 | 3.1% |
| 3 | US Mortgage | 57 | 3.5% |
| 4 | Paramount Residential Mortgage Group | 74 | 4.1% |
| 5 | Mortgage Solutions of Colorado | 101 | 5.0% |
| 6 | Crosscountry Mortgage | 97 | 5.2% |
| 7 | Freedom Mortgage | 95 | 5.3% |
| 8 | Guaranteed Rate | 52 | 5.8% |
| 9 | Kiavi Funding | 75 | 6.7% |
| 10 | Fairway Independent Mortgage | 58 | 6.9% |
What Pueblo County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pueblo County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 7,378 | 4,211 | 17.6% | 6.88% | $185,000 |
| 2024 | 7,486 | 4,243 | 19.1% | 6.75% | $195,000 |
| 2025 | 7,687 | 4,405 | 17.4% | 6.63% | $205,000 |
Frequently asked questions
17.4% of applications in Pueblo County were denied in 2025, against 15.6% statewide in Colorado.
ENT Credit Union, with 1,253 applications in 2025 and a denial rate of 25.0%.
The median mortgage application in Pueblo County in 2025 was for $205,000; the median property value on originated loans was $335,000.