4,910 lenders filed HMDA data for 2025 with enough volume to show. Each page carries the lender's approval rate, denial rate, real interest rates, loan mix and grade.
| # | Lender | Grade | Applications | Volume | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | 576,710 | $164B | 12.1% | 6.38% |
| 2 | Rocket MortgagePlymouth, MI | C | 601,267 | $116B | 18.4% | 6.75% |
| 3 | JPMorgan Chase BankColumbus, OH | B | 152,415 | $66B | 10.4% | 6.38% |
| 4 | Crosscountry MortgageCleveland, OH | B | 190,471 | $49B | 4.1% | 6.63% |
| 5 | Wells Fargo BankCharlotte, NC | B | 76,355 | $48B | 15.6% | 6.25% |
| 6 | Bank of AmericaCharlotte, NC | F | 217,492 | $37B | 33.5% | 6.00% |
| 7 | Pennymac Loan ServicesWestlake Village, CA | C | 193,807 | $35B | 12.3% | 6.49% |
| 8 | U.S. BankCincinnati, OH | D | 151,832 | $33B | 33.1% | 6.88% |
| 9 | Guaranteed RateChicago, IL | B | 129,106 | $29B | 5.7% | 6.58% |
| 10 | CMG MortgageSan Ramon, CA | A | 104,189 | $28B | 4.4% | 6.63% |
| 11 | Mortgage Research CenterColumbia, MO | C | 178,189 | $27B | 18.4% | 6.25% |
| 12 | Guild MortgageSan Diego, CA | A | 120,556 | $27B | 3.8% | 6.62% |
| 13 | Loandepot.ComIrvine, CA | D | 155,259 | $26B | 22.0% | 6.63% |
| 14 | Fairway Independent MortgageMadison, WI | B | 101,319 | $25B | 4.8% | 6.63% |
| 15 | Freedom MortgageBoca Raton, FL | B | 165,453 | $24B | 8.6% | 6.25% |
| 16 | Dhi Mortgage CompanyArlington, TX | B | 102,267 | $23B | 13.4% | 4.99% |
| 17 | NewrezWilmington, DE | D | 187,595 | $22B | 19.5% | 6.63% |
| 18 | Citizens BankProvidence, RI | C | 119,620 | $21B | 28.7% | 7.50% |
| 19 | Walker & DunlopBethesda, MD | C | 951 | $20B | 5.4% | 5.40% |
| 20 | Lennar MortgageMiami, FL | A | 77,363 | $20B | 14.4% | 4.88% |
| 21 | Movement MortgageLancaster, SC | A | 81,084 | $20B | 4.1% | 6.63% |
| 22 | PNC BankWilmington, DE | D | 116,536 | $19B | 27.8% | 7.39% |
| 23 | Navy Federal Credit UnionVienna, VA | D | 179,597 | $19B | 22.5% | 7.65% |
| 24 | CitibankSioux Falls, SD | B | 33,966 | $18B | 15.1% | 6.00% |
| 25 | Broker SolutionsTustin, CA | D | 140,813 | $17B | 9.2% | 6.75% |
| 26 | The Loan StoreSan Francisco, CA | B | 58,895 | $14B | 10.9% | 6.88% |
| 27 | Truist BankCharlotte, NC | C | 83,601 | $14B | 35.6% | 6.49% |
| 28 | Berkadia Commercial MortgageAmbler, PA | B | 758 | $14B | 0.8% | 5.52% |
| 29 | Morgan Stanley Private BankNew York, NY | A | 14,182 | $12B | 4.1% | 5.90% |
| 30 | The Huntington National BankColumbus, OH | D | 90,347 | $12B | 27.2% | 7.44% |
| 31 | Union Home MortgageStrongsville, OH | B | 50,973 | $11B | 5.4% | 6.63% |
| 32 | Kind LendingIrvine, CA | C | 45,648 | $11B | 24.4% | 6.63% |
| 33 | Nationstar MortgageCoppell, TX | C | 79,599 | $10.0B | 15.6% | 7.63% |
| 34 | Everwise Credit UnionSouth Bend, IN | C | 3,687 | $9.6B | 18.6% | 7.50% |
| 35 | Berkeley Point CapitalMclean, VA | B | 361 | $9.6B | 1.1% | 5.23% |
| 36 | Paramount Residential Mortgage GroupCorona, CA | B | 34,318 | $9.2B | 3.6% | 6.50% |
| 37 | TD BankWilmington, DE | D | 46,634 | $8.9B | 27.9% | 7.49% |
| 38 | American Pacific MortgageRoseville, CA | C | 34,243 | $8.7B | 8.3% | 6.63% |
| 39 | Cbre Multifamily CapitalWilmington, DE | A | 290 | $8.4B | 0.0% | 5.23% |
| 40 | Primelending, a PlainscapitalDallas, TX | A | 33,320 | $8.2B | 5.5% | 6.50% |
| 41 | Pulte MortgageWilmington, DE | A | 27,444 | $8.1B | 12.5% | 5.63% |
| 42 | Prosperity Home MortgageFairfax, VA | A | 28,926 | $8.0B | 6.2% | 6.50% |
| 43 | Fifth Third BankCincinnati, OH | D | 75,426 | $8.0B | 28.1% | 7.50% |
| 44 | Regions BankBirmingham, AL | C | 68,710 | $8.0B | 38.8% | 5.63% |
| 45 | Mutual of Omaha MortgageSan Diego, CA | C | 41,758 | $7.8B | 17.6% | 6.38% |
| 46 | Kiavi FundingWilmington, DE | D | 45,169 | $7.8B | 7.3% | 9.95% |
| 47 | First Republic BankSan Francisco, CA | – | 7,083 | $7.6B | 2.6% | 4.90% |
| 48 | Jones Lang Lasalle MultifamilySt. Paul, MN | B | 199 | $7.5B | 1.5% | 5.17% |
| 49 | Manufacturers and Traders TrustBuffalo, NY | C | 40,597 | $7.4B | 29.7% | 5.99% |
| 50 | NFMLinthicum, MD | A | 24,275 | $7.3B | 1.8% | 6.63% |
