4,910 lenders filed HMDA data for 2025 with enough volume to show. Each page carries the lender's approval rate, denial rate, real interest rates, loan mix and grade.
| Lender | Grade | HQ | Applications 2025 | Origination rate | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| G.P.O. Federal Credit Union | C | New Hartford, NY | 560 | 56.8% | 39.5% | 4.99% |
| GCS Credit Union | B | Granite City, IL | 247 | 75.7% | 4.5% | — |
| GFA Federal Credit Union | C | Gardner, MA | 236 | 74.2% | 11.4% | — |
| GHS Federal Credit Union | – | Binghamton, NY | 128 | 60.9% | 16.4% | 6.25% |
| GLASS CITY Federal Credit Union | – | Maumee, OH | 50 | 50.0% | 20.0% | 6.88% |
| GMFSGMFS LLC | A | Baton Rouge, LA | 4,806 | 61.6% | 2.1% | 6.50% |
| GNBankGNBank, National Association | C | Girard, KS | 259 | 71.4% | 10.4% | — |
| GREENSTATE Credit Union | B | North Liberty, IA | 21,762 | 72.1% | 8.7% | 6.50% |
| GTE Federal Credit Union | D | Tampa, FL | 3,616 | 58.1% | 22.8% | 8.00% |
| Gain Federal Credit Union | B | Burbank, CA | 232 | 64.2% | 22.8% | 4.99% |
| Gallic & JohnsonGallic & Johnson, LLC | – | Eugene, OR | 132 | 84.9% | 4.6% | 11.50% |
| Garden Plain State Bank | A | Wichita, KS | 124 | 92.7% | 2.4% | — |
| Garden Savings Federal Credit Union | F | Parsippany-Troy Hills, NJ | 169 | 45.6% | 39.1% | 7.00% |
| Gardner Financial ServicesGardner Financial Services, Ltd. | B | San Antonio, TX | 3,467 | 76.9% | 2.2% | 6.50% |
| Garrett MortgageGarrett Mortgage, LLC | – | Newport News, VA | 49 | 81.6% | 6.1% | 6.38% |
| Gas and Electric Credit Union | – | Rock Island, IL | 35 | 100.0% | 0.0% | 6.13% |
| Gate City Bank | C | Fargo, ND | 4,001 | 76.1% | 11.3% | 6.65% |
| Gateway Bank | – | Mendota Heights, MN | 30 | 90.0% | 6.7% | — |
| Gateway Bank | – | Rison, AR | 56 | 96.4% | 1.8% | — |
| Gateway First Bank | B | Jenks, OK | 11,008 | 72.2% | 4.1% | 6.63% |
| Gateway Metro | – | Saint Louis, MO | 45 | 91.1% | 4.4% | 6.50% |
| Gateway MortgageGateway Mortgage Corporation | A | Kenosha, WI | 341 | 84.5% | 1.8% | 6.69% |
| Gecu | D | El Paso, TX | 2,236 | 53.4% | 20.7% | 6.38% |
| Geddes Federal Savings and Loan Association | B | Syracuse, NY | 467 | 79.9% | 6.4% | 6.25% |
| Genco Federal Credit Union | F | Waco, TX | 205 | 31.2% | 43.4% | — |
| General Electric Credit Union | A | Blue Ash, OH | 1,511 | 66.6% | 10.7% | 5.99% |
| General Electric Employees Federal Credit Union | – | Milford, CT | 101 | 80.2% | 14.9% | 6.00% |
| General Mortgage CapitalGeneral Mortgage Capital Corporation | A | Burlingame, CA | 5,625 | 79.8% | 1.1% | 6.50% |
| Generations Bank | B | Rogers, AR | 591 | 74.6% | 9.5% | 6.63% |
| Generations Community Federal Credit Union | D | San Antonio, TX | 425 | 49.7% | 26.1% | 7.00% |
| Genesee Regional Bank | B | Rochester, NY | 2,145 | 80.1% | 5.2% | 6.88% |
| Genesee Valley | A | Geneseo, NY | 123 | 78.9% | 15.5% | 6.99% |
| Genesis CapitalGenesis Capital, LLC | B | Los Angeles, CA | 1,315 | 97.8% | 2.1% | 8.75% |
| Geneva FinancialGeneva Financial, LLC | C | Chandler, AZ | 8,198 | 67.8% | 2.2% | 6.75% |
| Genhome MortgageGenhome Mortgage Corporation | – | Irvine, CA | 992 | 37.0% | 12.0% | 7.25% |
| Genisys Credit Union | D | Auburn Hills, MI | 5,610 | 63.6% | 15.1% | 6.88% |
| Genway Home MortgageGenway Home Mortgage, Inc. | F | Frisco, TX | 4,502 | 42.1% | 30.8% | 7.50% |
| Geo-CorpGeo-Corp, Inc. | D | Monterey Park, CA | 1,752 | 62.2% | 4.5% | 6.88% |
| George Mason MortgageGeorge Mason Mortgage, LLC | – | Fairfax, VA | 3,939 | 75.9% | 4.4% | 6.49% |
| Georgia BankingGeorgia Banking Company | B | Atlanta, GA | 308 | 81.2% | 4.2% | — |
| Georgia Community Bank | A | Dawson, GA | 372 | 97.0% | 1.3% | — |
| Georgia Heritage Federal Credit Union | – | Savannah, GA | 103 | 68.9% | 10.7% | 7.50% |
| Georgia United | D | Duluth, GA | 3,222 | 51.1% | 35.6% | 7.38% |
| Georgia'S Own | F | Atlanta, GA | 5,384 | 43.0% | 26.9% | 7.75% |
| Geovista | – | Hinesville, GA | 58 | 58.6% | 19.0% | 6.50% |
| Gerber Federal Credit Union | D | Fremont, MI | 263 | 70.7% | 13.7% | — |
| German American Bank | A | Jasper, IN | 5,007 | 73.9% | 15.5% | 6.88% |
| German-American State Bank | C | Winnebago, IL | 128 | 79.7% | 12.5% | — |
| Germantown Trust & Savings Bank | – | Breese, IL | 64 | 95.3% | 4.7% | — |
| Gershman InvestmentGershman Investment Corp. | B | Chesterfield, MO | 5,621 | 73.5% | 6.2% | 6.50% |
| Gesa | D | Richland, WA | 3,368 | 66.2% | 18.4% | 7.50% |
| Gibraltar Mortgage ServicesGibraltar Mortgage Services, LLC | – | Chicago, TX | 60 | 55.0% | 6.7% | 6.03% |
| Gibsland Bank & TrustGibsland Bank & Trust Company | D | Gibsland, LA | 213 | 73.2% | 10.8% | — |
| Gilmer National Bank, Gilmer, Texas | – | Gilmer, TX | 76 | 93.4% | 5.3% | 7.25% |
| Glacier Bank | D | Kalispell, MT | 7,678 | 62.4% | 15.9% | 7.00% |
| Glacier Hills Credit Union | B | West Bend, WI | 182 | 78.6% | 7.1% | 6.25% |
| Glendenning MortgageGlendenning Mortgage Corporation | B | Toms River, NJ | 147 | 83.7% | 4.8% | 6.88% |
| Glennville Bank | C | Glennville, GA | 389 | 84.6% | 9.0% | — |
| Glens Falls National Bank and TrustGlens Falls National Bank and Trust Company | C | Glens Falls, NY | 1,341 | 63.2% | 16.5% | 6.13% |
| Glenwood State Bank | A | Glenwood, IA | 167 | 95.8% | 1.2% | — |
| Global Bank | – | New York, NY | 98 | 88.8% | 4.1% | — |
| Global Federal Credit Union | C | Anchorage, AK | 4,266 | 61.8% | 17.4% | 6.50% |
| Gnb Bank | B | Grundy Center, IA | 137 | 78.1% | 5.1% | — |
| Go MortgageGo Mortgage, LLC | B | Brookfield, WI | 2,233 | 72.7% | 2.7% | 6.63% |
| GoPrime MortgageGoPrime Mortgage, Inc. | B | Apex, NC | 1,899 | 76.9% | 5.6% | 6.49% |
| Gold Coast Bank | A | Chicago, IL | 268 | 94.4% | 3.0% | — |
| Gold Coast Federal Credit Union | – | West Palm Beach, FL | 87 | 78.2% | 11.5% | 6.75% |
| Gold Star Mortgage Financial GroupGold Star Mortgage Financial Group, Corporation | C | Ann Arbor, MI | 11,134 | 61.9% | 3.5% | 6.63% |
| Golden BankGolden Bank, National Association | – | Houston, TX | 45 | 73.3% | 6.7% | — |
| Golden Empire MortgageGolden Empire Mortgage, Inc. | B | Bakersfield, CA | 5,605 | 74.1% | 5.6% | 6.38% |
| Golden Plains Credit Union | C | Garden City, KS | 694 | 62.0% | 17.7% | 6.63% |
| Goldenwest | B | Ogden, UT | 5,217 | 61.6% | 17.9% | 7.50% |
| Goldman Sachs Bank USA | C | New York, NY | 1,637 | 62.0% | 17.5% | 5.60% |
| Goldwater BankGoldwater Bank, N.A. | B | Phoenix, AZ | 266 | 90.2% | 0.4% | 6.63% |
| GoodLeapGoodLeap, LLC | C | Roseville, CA | 21,298 | 45.9% | 22.7% | 6.63% |
| Goodfield State Bank | A | Goodfield, IL | 267 | 99.3% | 0.8% | — |
| GoogainGoogain, Inc. | A | Sunnyvale, CA | 1,140 | 84.9% | 0.4% | 6.49% |
| Goppert Financial Bank | – | Lathrop, MO | 49 | 85.7% | 10.2% | — |
| Gorham Savings Bank | – | Gorham, ME | 422 | 69.2% | 14.7% | — |
| Gouverneur Savings and Loan Association | C | Gouverneur, NY | 194 | 71.7% | 18.0% | 6.50% |
| Government Employees | – | Austin, TX | 95 | 100.0% | 0.0% | 5.50% |
| Governmental Employees Credit Union | A | La Crosse, WI | 106 | 100.0% | 0.0% | — |
| Grace Home LendingGrace Home Lending, LLC | A | Houston, TX | 847 | 79.5% | 0.8% | 5.49% |
| Grand Bank for SavingsGrand Bank for Savings, FSB | F | Hattiesburg, MS | 237 | 61.2% | 22.4% | 7.99% |
| Grand River Bank | – | Grandville, MI | 62 | 77.4% | 4.8% | — |
| Grand Savings Bank | C | Grove, OK | 153 | 88.9% | 7.8% | — |
| Grand Valley Bank | – | Heber City, UT | 32 | 65.6% | 9.4% | 7.75% |
| Grandbridge Real Estate CapitalGrandbridge Real Estate Capital LLC | – | Charlotte, NC | 68 | 85.3% | 0.0% | 5.51% |
| Grandview Bank | B | Grandview, TX | 113 | 79.7% | 8.9% | — |
| Granite Bank | B | Cold Spring, MN | 3,309 | 78.5% | 5.2% | 6.50% |
| Granite Federal Credit Union | D | Millcreek, UT | 502 | 50.2% | 15.5% | 6.18% |
| Granite State Credit Union | C | Manchester, NH | 548 | 59.5% | 7.9% | 7.50% |
| Gray Fox MortgageGray Fox Mortgage, LLC | A | Charlottesville, VA | 254 | 88.2% | 0.4% | 6.69% |
| Great American Bank | B | Lawrence, | 148 | 89.9% | 4.1% | — |
| Great Basin Federal Credit Union | D | Reno, NV | 137 | 38.0% | 43.8% | 7.75% |
| Great Erie | – | Orchard Park, NY | 97 | 92.8% | 3.1% | 7.50% |
| Great Lakes Credit Union | F | Bannockburn, IL | 657 | 37.8% | 33.8% | 8.50% |
| Great Lakes Federal Credit Union | – | Bay City, MI | 57 | 100.0% | 0.0% | 6.25% |
| Great Midwest Bank, S.S.B. | B | Brookfield, WI | 519 | 75.3% | 5.4% | 6.75% |
| Great Oaks Bank | – | Eastman, GA | 99 | 65.7% | 14.1% | — |
| Great Plains Federal Credit Union | – | Joplin, MO | 96 | 56.3% | 39.6% | 7.02% |
| Great Plains National Bank | B | Elk City, OK | 2,041 | 81.8% | 3.3% | 6.63% |
| Great River Federal Credit Union | – | St. Cloud, MN | 116 | 54.3% | 25.9% | 7.00% |
| Great Southern Bank | C | Reeds Spring, MO | 1,953 | 67.1% | 22.0% | 6.63% |
| Great Southern Bank | A | Meridian, MS | 107 | 86.9% | 4.7% | — |
| Greater Alliance Federal Credit Union | D | Paramus, NJ | 267 | 45.3% | 25.5% | 6.99% |
| Greater Community Bank | – | Rome, GA | 31 | 67.7% | 19.4% | — |
| Greater Iowa Credit Union | D | Ames, IA | 877 | 63.3% | 17.7% | 6.49% |
| Greater NevadaGreater Nevada LLC | B | Carson City, NV | 808 | 78.6% | 6.9% | 6.38% |
| Greater New Orleans Federal Credit Union | – | Metairie, | 95 | 65.3% | 12.6% | 6.50% |
| Greater Pittsburgh Police Federal Credit Union | – | Pittsburgh, PA | 81 | 84.0% | 3.7% | 5.25% |
| Greater Springfield | B | Springfield, MA | 136 | 75.7% | 9.6% | 6.50% |
| Greater Texas Federal Credit Union | D | Austin, TX | 815 | 31.8% | 51.8% | 6.67% |
| Greater Woodlawn Federal Credit Union | – | Blasdell, NY | 62 | 93.6% | 4.8% | 6.00% |
| Green Belt Bank & Trust | – | Iowa Falls, IA | 81 | 90.1% | 7.4% | — |
| Green Country | – | Sand Springs, OK | 30 | 96.7% | 0.0% | — |
| Green Mountain Credit Union | – | South Burlington, VT | 65 | 98.5% | 1.5% | 7.13% |
| GreenLeaf Bank | – | Greenleaf, WI | 26 | 92.3% | 0.0% | — |
| GreenStone Farm Credit Services, ACA | – | East Lansing, MI | 32 | 90.6% | 6.3% | 7.90% |
| GreenStone Farm Credit Services, FLCA | A | East Lansing, MI | 1,428 | 84.2% | 1.4% | 6.75% |
| Greenbox LoansGreenbox Loans, Inc. | C | Los Angeles, CA | 1,432 | 67.3% | 4.4% | 8.13% |
| Greenfield BankingGreenfield Banking Company | C | Greenfield, IN | 115 | 80.0% | 15.7% | — |
| Greenfield Co-operative Bank | B | Greenfield, MA | 351 | 78.1% | 5.1% | — |
| Greenfield Savings Bank | B | Greenfield, MA | 576 | 73.3% | 7.1% | 6.25% |
| Greentree Mortgage CompanyGreentree Mortgage Company, L.P. | – | Wilmington, DE | 2,201 | 75.8% | 0.7% | 6.75% |
| Greenville | D | Greenville, SC | 443 | 41.5% | 29.1% | 7.50% |
| Greenville Federal | B | Greenville, | 152 | 84.2% | 7.9% | 6.38% |
| Greenville Heritage Federal Credit Union | – | Greenville, SC | 38 | 68.4% | 2.6% | 6.48% |
| Greenville National Bank | B | Greenville, OH | 242 | 78.9% | 10.3% | — |
| Greenville Savings Bank | B | Greenville, PA | 452 | 79.2% | 7.3% | — |
| Greenway Mortgage FundingGreenway Mortgage Funding Corp. | C | Middletown, NJ | 379 | 70.2% | 9.2% | 6.63% |
| Greenwood Credit Union | C | Warwick, RI | 818 | 71.0% | 18.8% | 7.74% |
| Greylock Federal Credit Union | C | Pittsfield, MA | 1,436 | 69.9% | 11.7% | 6.38% |
| Greystone Funding CompanyGreystone Funding Company LLC | – | Atlanta, GA | 34 | 70.6% | 29.4% | 5.85% |
| Greystone Servicing CompanyGreystone Servicing Company LLC | D | Warrenton, VA | 436 | 67.4% | 9.2% | 5.52% |
| Griffin FundingGriffin Funding, Inc. | D | San Diego, CA | 438 | 43.6% | 11.0% | 7.63% |
| Grinnell State Bank | – | Grinnell, IA | 25 | 96.0% | 0.0% | — |
| Group MortgageGroup Mortgage, LLC | A | Fort Collins, CO | 432 | 79.9% | 0.2% | 6.38% |
| Grove City Area Federal Credit Union | B | Grove City, PA | 185 | 67.6% | 11.9% | 5.74% |
| Grow Financial Federal Credit Union | C | Tampa, | 576 | 71.5% | 17.0% | 6.80% |
| Grundy Bank | A | Morris, IL | 284 | 92.6% | 1.4% | 6.88% |
| Gsb MortgageGsb Mortgage, Inc. | B | Grapevine, TX | 141 | 79.4% | 5.0% | 6.63% |
| Guadalupe | – | Santa Fe, NM | 72 | 100.0% | 0.0% | 7.64% |
| Guaranteed Rate AffinityGuaranteed Rate Affinity, LLC | A | Chicago, IL | 24,672 | 64.6% | 4.8% | 6.55% |
| Guaranteed RateGuaranteed Rate, Inc. | B | Chicago, IL | 129,106 | 54.7% | 5.7% | 6.58% |
| Guaranty Bank | A | Springfield, MO | 381 | 85.8% | 3.2% | — |
| Guaranty Bank & Trust Company of Delhi, Louisiana | B | Delhi, LA | 354 | 92.1% | 2.0% | — |
| Guaranty Bank & TrustGuaranty Bank & Trust, N.A. | B | Mount Pleasant, TX | 379 | 85.5% | 6.3% | 6.88% |
| Guaranty Bank and TrustGuaranty Bank and Trust Company | D | Belzoni, MS | 1,482 | 70.5% | 16.1% | 7.13% |
| Guaranty Bank and TrustGuaranty Bank and Trust Company | C | New Roads, LA | 122 | 89.3% | 5.7% | 7.90% |
| Guaranty Home MortgageGuaranty Home Mortgage Corporation | – | Nashville, TN | 1,107 | 71.0% | 10.0% | 6.50% |
| Guaranty Mortgage ServicesGuaranty Mortgage Services, L.l.c. | B | Buford, GA | 256 | 71.9% | 1.2% | 6.75% |
| GuardHill FinancialGuardHill Financial Corp. | – | New York, NY | 426 | 64.1% | 2.4% | 6.75% |
| Guardian Bank | A | Valdosta, GA | 160 | 95.0% | 1.3% | — |
| Guardian Credit Union | D | West Milwaukee, WI | 149 | 65.8% | 14.1% | 6.63% |
| Guardian Credit Union | D | Montgomery, AL | 611 | 43.4% | 47.6% | 7.25% |
| Guardian Savings Bank | B | West Chester, OH | 3,023 | 76.4% | 10.3% | 6.75% |
| Guardians Credit Union | – | West Palm Beach, FL | 85 | 50.6% | 41.2% | 7.75% |
| Guidance ResidentialGuidance Residential, LLC | B | Reston, VA | 4,215 | 68.1% | 2.3% | 6.88% |
| Guild MortgageGuild Mortgage Company | A | San Diego, CA | 120,556 | 71.4% | 3.8% | 6.62% |
| Gulf Coast Bank | – | Abbeville, LA | 61 | 73.8% | 16.4% | — |
| Gulf Coast Bank and TrustGulf Coast Bank and Trust Company | C | New Orleans, LA | 2,298 | 69.1% | 10.5% | 6.88% |
| Gulf Coast Community Federal Credit Union | – | Gulfport, MS | 103 | 53.4% | 36.9% | 8.25% |
| Gulf Coast Educators Federal Credit Union | C | Pasadena, TX | 514 | 77.0% | 8.6% | 7.00% |
| Gulf Coast Federal Credit Union | – | Corpus Christi, TX | 45 | 95.6% | 4.4% | 6.95% |
| Gulf Credit Union | – | Groves, TX | 98 | 82.7% | 15.3% | — |
| Gulf Winds Credit Union | F | Pensacola, FL | 609 | 44.3% | 16.6% | 7.75% |
| Guthrie County State Bank | – | Panora, IA | 52 | 96.2% | 1.9% | — |
| Gvc MortgageGvc Mortgage, Inc. | B | Pendleton, IN | 5,859 | 78.6% | 2.4% | 6.75% |
