4,910 lenders filed HMDA data for 2025 with enough volume to show. Each page carries the lender's approval rate, denial rate, real interest rates, loan mix and grade.
| Lender | Grade | HQ | Applications 2025 | Origination rate | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| K&G Capital MortgageK&G Capital Mortgage LLC | – | Conroe, TX | 145 | 0.0% | 0.0% | — |
| K. Hovnanian American MortgageK. Hovnanian American Mortgage, L.l.c. | B | Perth Amboy, FL | 5,604 | 71.9% | 12.7% | 5.99% |
| KANSAS STATE UNIVERSITY Federal Credit Union | – | Manhattan, KS | 112 | 63.4% | 11.6% | 7.00% |
| KANZA Bank | – | Kingman, KS | 31 | 93.6% | 3.2% | — |
| KATAHDIN Federal Credit Union | – | Millinocket, ME | 46 | 60.9% | 21.7% | — |
| KEYPOINT Credit Union | A | San Jose, CA | 538 | 67.1% | 15.4% | 6.49% |
| KITSAP Credit Union | D | Bremerton, | 1,312 | 54.5% | 27.7% | 7.25% |
| KS StateBank | B | Manhattan, KS | 367 | 85.3% | 3.5% | 7.75% |
| Kalsee Credit Union | A | Kalamazoo, MI | 299 | 87.0% | 4.7% | 6.63% |
| Katahdin TrustKatahdin Trust Company | C | Houlton, ME | 217 | 71.0% | 15.7% | — |
| Kaw Valley Bank | B | Topeka, KS | 112 | 91.1% | 5.4% | — |
| Kbhs Home LoansKbhs Home Loans, LLC | B | Irving, TX | 12,875 | 68.5% | 7.5% | 5.99% |
| Kd Capital MortgageKd Capital Mortgage Corporation | – | Paso Robles, CA | 127 | 88.2% | 0.0% | 6.63% |
| Kearney TrustKearney Trust Company | – | Kearney, MO | 94 | 92.6% | 3.2% | — |
| Kearny Bank | B | Kearny, NJ | 622 | 74.8% | 5.8% | 6.13% |
| Keesler | D | Biloxi, MS | 3,127 | 42.8% | 41.2% | 6.88% |
| Kelley MortgageKelley Mortgage, LLC | – | Columbia, TN | 79 | 86.1% | 0.0% | 6.25% |
| Kellogg Community Credit Union | B | Battle Creek, MI | 605 | 91.2% | 1.2% | 7.44% |
| Kellogg Midwest Federal Credit Union | – | Lavista, NE | 44 | 61.4% | 31.8% | 7.25% |
| Kelly Community Federal Credit Union | – | Tyler, TX | 119 | 52.1% | 26.9% | 6.75% |
| Kemba Credit UnionKemba Credit Union, Inc. | C | West Chester, OH | 993 | 66.4% | 20.8% | 7.50% |
| Kemba Financial Credit UnionKemba Financial Credit Union Inc | C | Gahanna, OH | 3,360 | 55.8% | 29.7% | 7.00% |
| Kenmore N.Y. Teachers Federal Credit Union | – | Buffalo, NY | 29 | 100.0% | 0.0% | — |
| Kennebec Savings Bank | B | Augusta, ME | 1,494 | 76.6% | 9.6% | 7.00% |
| Kennebunk Savings Bank | D | Kennebunk, ME | 579 | 61.0% | 23.3% | — |
| Kensington Bank | – | Kensington, MN | 70 | 80.0% | 4.3% | — |
| Kentland Bank | – | Kentland, IN | 40 | 100.0% | 0.0% | — |
| Kentucky Farmers BankKentucky Farmers Bank Corporation | D | Catlettsburg, KY | 164 | 56.1% | 14.6% | — |
| Kerndt Brothers Savings Bank | – | Lansing, IA | 55 | 67.3% | 20.0% | — |
| Key Mortgage ServicesKey Mortgage Services, Inc. | A | Schaumburg, IL | 1,859 | 78.3% | 2.9% | 6.75% |
| KeyBankKeyBank National Association | C | Cleveland, OH | 15,640 | 55.7% | 27.8% | 6.63% |
| Keystone BankKeystone Bank, SSB | – | Austin, TX | 36 | 44.4% | 19.4% | — |
| Keystone FundingKeystone Funding, Inc. | A | Dover, DE | 4,493 | 83.0% | 3.9% | 6.49% |
| Keystone Savings Bank | – | Marengo, IA | 49 | 91.8% | 4.1% | — |
| Kfh MortgageKfh Mortgage, LLC | – | Acworth, GA | 40 | 52.5% | 0.0% | 6.25% |
| Kh Network Credit Union | – | Dayton, OH | 25 | 100.0% | 0.0% | 8.50% |
| Kiavi FundingKiavi Funding, Inc. | D | Wilmington, DE | 45,169 | 56.5% | 7.3% | 9.95% |
| Kind LendingKind Lending, LLC | C | Irvine, CA | 45,648 | 64.4% | 24.4% | 6.63% |
| Kinecta | B | Manhattan Beach, CA | 2,180 | 69.9% | 9.6% | 6.75% |
| Kinetic Federal Credit Union | D | Columbus, GA | 136 | 51.5% | 32.4% | 7.11% |
| Kingsport Press Credit Union | – | Kingsport, TN | 63 | 100.0% | 0.0% | 6.50% |
| Kingston National Bank | C | Kingston, OH | 143 | 77.6% | 11.9% | — |
| Kirkpatrick Bank | – | Edmond, OK | 100 | 85.0% | 4.0% | — |
| Kirkwood Bank & TrustKirkwood Bank & Trust Co. | A | Bismarck, ND | 153 | 86.9% | 2.0% | — |
| Kirtland Federal Credit Union | D | Albuquerque, NM | 899 | 56.1% | 22.3% | 7.50% |
| Kish Bank | B | Belleville, PA | 901 | 85.9% | 7.0% | 7.00% |
| Kitsap Bank | D | Port Orchard, WA | 204 | 68.1% | 21.1% | — |
| Kleberg BankKleberg Bank, N.A. | – | Kingsville, TX | 25 | 92.0% | 0.0% | — |
| Knoxville Teachers Federal Credit Union | A | Knoxville, TN | 199 | 98.5% | 0.5% | 6.65% |
| Knoxville Tva Employees Credit Union | A | Knoxville, TN | 2,271 | 79.7% | 4.6% | 5.99% |
| Kodabank | A | Drayton, ND | 100 | 99.0% | 0.0% | — |
| Kohler Credit Union | B | Sheboygan, WI | 916 | 77.8% | 7.8% | 7.00% |
| Ks BankKs Bank, Inc. | C | Smithfield, NC | 139 | 89.2% | 5.0% | — |
| Kwik MortgageKwik Mortgage Corporation | A | Parsippany, NJ | 1,052 | 69.8% | 3.1% | 6.38% |
