Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | $164B | 576,710 | 12.1% | 6.38% |
| 2 | Rocket MortgagePlymouth, MI | C | $116B | 601,267 | 18.4% | 6.75% |
| 3 | JPMorgan Chase BankColumbus, OH | B | $66B | 152,415 | 10.4% | 6.38% |
| 4 | Crosscountry MortgageCleveland, OH | B | $49B | 190,471 | 4.1% | 6.63% |
| 5 | Wells Fargo BankCharlotte, NC | B | $48B | 76,355 | 15.6% | 6.25% |
| 6 | Bank of AmericaCharlotte, NC | F | $37B | 217,492 | 33.5% | 6.00% |
| 7 | Pennymac Loan ServicesWestlake Village, CA | C | $35B | 193,807 | 12.3% | 6.49% |
| 8 | U.S. BankCincinnati, OH | D | $33B | 151,832 | 33.1% | 6.88% |
| 9 | Guaranteed RateChicago, IL | B | $29B | 129,106 | 5.7% | 6.58% |
| 10 | CMG MortgageSan Ramon, CA | A | $28B | 104,189 | 4.4% | 6.63% |
| 11 | Mortgage Research CenterColumbia, MO | C | $27B | 178,189 | 18.4% | 6.25% |
| 12 | Guild MortgageSan Diego, CA | A | $27B | 120,556 | 3.8% | 6.62% |
| 13 | Loandepot.ComIrvine, CA | D | $26B | 155,259 | 22.0% | 6.63% |
| 14 | Fairway Independent MortgageMadison, WI | B | $25B | 101,319 | 4.8% | 6.63% |
| 15 | Freedom MortgageBoca Raton, FL | B | $24B | 165,453 | 8.6% | 6.25% |
| 16 | Dhi Mortgage CompanyArlington, TX | B | $23B | 102,267 | 13.4% | 4.99% |
| 17 | NewrezWilmington, DE | D | $22B | 187,595 | 19.5% | 6.63% |
| 18 | Citizens BankProvidence, RI | C | $21B | 119,620 | 28.7% | 7.50% |
| 19 | Walker & DunlopBethesda, MD | C | $20B | 951 | 5.4% | 5.40% |
| 20 | Lennar MortgageMiami, FL | A | $20B | 77,363 | 14.4% | 4.88% |
| 21 | Movement MortgageLancaster, SC | A | $20B | 81,084 | 4.1% | 6.63% |
| 22 | PNC BankWilmington, DE | D | $19B | 116,536 | 27.8% | 7.39% |
| 23 | Navy Federal Credit UnionVienna, VA | D | $19B | 179,597 | 22.5% | 7.65% |
| 24 | CitibankSioux Falls, SD | B | $18B | 33,966 | 15.1% | 6.00% |
| 25 | Broker SolutionsTustin, CA | D | $17B | 140,813 | 9.2% | 6.75% |
| 26 | The Loan StoreSan Francisco, CA | B | $14B | 58,895 | 10.9% | 6.88% |
| 27 | Truist BankCharlotte, NC | C | $14B | 83,601 | 35.6% | 6.49% |
| 28 | Berkadia Commercial MortgageAmbler, PA | B | $14B | 758 | 0.8% | 5.52% |
| 29 | Morgan Stanley Private BankNew York, NY | A | $12B | 14,182 | 4.1% | 5.90% |
| 30 | The Huntington National BankColumbus, OH | D | $12B | 90,347 | 27.2% | 7.44% |
| 31 | Union Home MortgageStrongsville, OH | B | $11B | 50,973 | 5.4% | 6.63% |
| 32 | Kind LendingIrvine, CA | C | $11B | 45,648 | 24.4% | 6.63% |
| 33 | Nationstar MortgageCoppell, TX | C | $10.0B | 79,599 | 15.6% | 7.63% |
| 34 | Everwise Credit UnionSouth Bend, IN | C | $9.6B | 3,687 | 18.6% | 7.50% |
| 35 | Berkeley Point CapitalMclean, VA | B | $9.6B | 361 | 1.1% | 5.23% |
| 36 | Paramount Residential Mortgage GroupCorona, CA | B | $9.2B | 34,318 | 3.6% | 6.50% |
| 37 | TD BankWilmington, DE | D | $8.9B | 46,634 | 27.9% | 7.49% |
| 38 | American Pacific MortgageRoseville, CA | C | $8.7B | 34,243 | 8.3% | 6.63% |
| 39 | Cbre Multifamily CapitalWilmington, DE | A | $8.4B | 290 | 0.0% | 5.23% |
| 40 | Primelending, a PlainscapitalDallas, TX | A | $8.2B | 33,320 | 5.5% | 6.50% |
| 41 | Pulte MortgageWilmington, DE | A | $8.1B | 27,444 | 12.5% | 5.63% |
| 42 | Prosperity Home MortgageFairfax, VA | A | $8.0B | 28,926 | 6.2% | 6.50% |
| 43 | Fifth Third BankCincinnati, OH | D | $8.0B | 75,426 | 28.1% | 7.50% |
| 44 | Regions BankBirmingham, AL | C | $8.0B | 68,710 | 38.8% | 5.63% |
| 45 | Mutual of Omaha MortgageSan Diego, CA | C | $7.8B | 41,758 | 17.6% | 6.38% |
| 46 | Kiavi FundingWilmington, DE | D | $7.8B | 45,169 | 7.3% | 9.95% |
| 47 | Jones Lang Lasalle MultifamilySt. Paul, MN | B | $7.5B | 199 | 1.5% | 5.17% |
| 48 | Manufacturers and Traders TrustBuffalo, NY | C | $7.4B | 40,597 | 29.7% | 5.99% |
| 49 | NFMLinthicum, MD | A | $7.3B | 24,275 | 1.8% | 6.63% |
| 50 | Guaranteed Rate AffinityChicago, IL | A | $7.0B | 24,672 | 4.8% | 6.55% |
| 51 | OCMBCIrvine, CA | C | $6.8B | 29,739 | 10.0% | 7.00% |
| 52 | Pgim Real Estate Agency FinancingWilmington, DE | B | $6.8B | 315 | 1.6% | 5.39% |
| 53 | BMO BankChicago, IL | F | $6.7B | 35,661 | 32.6% | 8.23% |
| 54 | Charles Schwab BankWestlake, TX | A | $6.2B | 6,522 | 5.2% | 5.58% |
| 55 | NVR Mortgage FinanceReston, VA | B | $6.0B | 23,048 | 18.6% | 6.25% |
| 56 | A&D MortgageFort Lauderdale, FL | C | $5.9B | 24,436 | 9.2% | 6.75% |
| 57 | LowerColumbia, MD | C | $5.8B | 29,643 | 9.9% | 6.63% |
| 58 | Arbor Realty TrustBaltimore, MD | C | $5.6B | 551 | 6.0% | 5.57% |
| 59 | State Employees'Raleigh, NC | C | $5.5B | 49,354 | 25.2% | 6.25% |
| 60 | Greystone Servicing CompanyWarrenton, VA | D | $5.5B | 436 | 9.2% | 5.52% |
| 61 | Provident Funding AssociatesSanta Rosa, CA | A | $5.4B | 18,818 | 6.9% | 6.38% |
| 62 | PGIM Real Estate FinanceWilmington, DE | – | $5.4B | 94 | 0.0% | 5.97% |
| 63 | Lument Real Estate CapitalDover, DE | C | $5.3B | 516 | 6.2% | 5.68% |
| 64 | Barings Multifamily CapitalPlano, TX | A | $5.1B | 166 | 0.0% | 5.39% |
| 65 | AMWEST FundingBrea, CA | C | $5.0B | 19,692 | 5.5% | 6.88% |
| 66 | First-Citizens Bank & TrustRaleigh, NC | B | $5.0B | 21,831 | 19.9% | 6.35% |
| 67 | Ark-La-Tex Financial Services, LLC.Plano, TX | A | $4.9B | 20,196 | 2.7% | 6.50% |
| 68 | Ameris BankAtlanta, GA | B | $4.9B | 18,359 | 8.5% | 6.49% |
| 69 | Everett FinancialDallas, | C | $4.9B | 28,292 | 5.7% | 6.75% |
| 70 | American Financial NetworkBrea, CA | C | $4.9B | 22,722 | 10.7% | 6.75% |
| 71 | Commerce Home MortgageAnaheim, CA | C | $4.8B | 14,858 | 10.0% | 7.25% |
| 72 | Zillow Home LoansIrvine, CA | B | $4.8B | 20,147 | 5.8% | 6.50% |
| 73 | First National Bank of PennsylvaniaHermitage, PA | B | $4.7B | 24,133 | 23.9% | 6.49% |
| 74 | Zions BancorporationSalt Lake City, UT | B | $4.7B | 17,221 | 30.3% | 6.63% |
| 75 | Champions FundingGilbert, AZ | F | $4.7B | 19,143 | 20.9% | 7.63% |
| 76 | UBS Bank USASalt Lake City, UT | A | $4.7B | 4,480 | 6.3% | 5.88% |
| 77 | Plaza Home MortgageSan Diego, CA | C | $4.6B | 23,886 | 27.8% | 6.63% |
| 78 | Planet Home LendingMeriden, CT | B | $4.6B | 18,891 | 16.6% | 6.13% |
| 79 | Lakeview Loan ServicingCoral Gables, FL | C | $4.6B | 70,176 | 51.3% | 6.38% |
| 80 | Plains Commerce BankSioux Falls, SD | B | $4.5B | 20,196 | 6.9% | 6.50% |
| 81 | Better MortgageNew York, NY | F | $4.4B | 45,682 | 27.0% | 7.13% |
| 82 | Cadence BankTupelo, MS | B | $4.4B | 20,856 | 16.9% | 6.75% |
| 83 | M&T Realty CapitalBaltimore, MD | B | $4.4B | 169 | 1.8% | — |
| 84 | Vanderbilt Mortgage and FinanceMaryville, TN | F | $4.3B | 121,666 | 39.3% | 8.75% |
| 85 | City National BankLos Angeles, CA | B | $4.3B | 5,237 | 14.2% | 5.95% |
| 86 | American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ | B | $4.3B | 18,919 | 2.3% | 6.63% |
| 87 | Lake Michigan Credit UnionGrand Rapids, MI | A | $4.2B | 18,732 | 6.2% | 6.74% |
| 88 | Taylor Morrison Home FundingMaitland, FL | A | $4.1B | 12,508 | 13.0% | 5.50% |
| 89 | Bellwether Enterprise Real Estate CapitalCleveland, OH | C | $4.1B | 272 | 8.1% | — |
| 90 | USAA Federal Savings BankPhoenix, AZ | C | $4.1B | 26,635 | 26.4% | 6.38% |
| 91 | Atlantic Bay Mortgage GroupVirginia Beach, VA | A | $4.1B | 16,714 | 1.5% | 6.62% |
| 92 | Village Capital & InvestmentHenderson, NV | C | $4.1B | 32,888 | 19.5% | 5.75% |
| 93 | Old National BankEvansville, IN | B | $4.1B | 16,760 | 19.0% | 6.25% |
| 94 | Homebridge Financial ServicesIselin, NJ | B | $4.0B | 25,005 | 16.2% | 10.04% |
| 95 | SouthState BankWinter Haven, FL | B | $3.9B | 15,429 | 20.2% | 6.63% |
| 96 | Bell BankFargo, ND | A | $3.9B | 14,535 | 6.2% | 6.63% |
| 97 | OriginPointChicago, IL | B | $3.9B | 9,608 | 3.5% | 6.63% |
| 98 | Boeing Employees Credit UnionTukwila, WA | B | $3.9B | 22,885 | 23.7% | 6.13% |
| 99 | HSBC Bank USAMclean, VA | B | $3.8B | 4,645 | 7.0% | 5.95% |
| 100 | The Northwestern Mutual Life InsuranceMilwaukee, WI | – | $3.8B | 56 | 0.0% | 5.47% |
Ordered by the dollar value of loans originated in 2025. All figures come from the lenders' own HMDA filings. Full methodology.
