Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | $3.2B | 12,458 | 10.9% | 6.12% |
| 2 | Rocket MortgagePlymouth, MI | C | $2.9B | 16,503 | 17.3% | 6.50% |
| 3 | CMG MortgageSan Ramon, CA | A | $1.4B | 5,643 | 2.9% | 6.50% |
| 4 | FirstBankNashville, TN | C | $1.3B | 5,677 | 14.5% | 6.88% |
| 5 | Mortgage Research CenterColumbia, MO | C | $1.1B | 6,568 | 17.3% | 6.25% |
| 6 | Mortgage Investors GroupNashville, TN | B | $1.0B | 4,454 | 3.5% | 6.50% |
| 7 | Pinnacle BankNashville, TN | B | $985M | 4,053 | 13.6% | 6.50% |
| 8 | Regions BankBirmingham, AL | C | $887M | 11,247 | 36.5% | 4.99% |
| 9 | Pennymac Loan ServicesWestlake Village, CA | C | $853M | 5,331 | 11.2% | 6.00% |
| 10 | Crosscountry MortgageCleveland, OH | B | $810M | 3,778 | 4.8% | 6.63% |
| 11 | First Horizon BankMemphis, TN | B | $794M | 4,168 | 29.4% | 7.25% |
| 12 | Freedom MortgageBoca Raton, FL | B | $770M | 5,493 | 8.0% | 6.25% |
| 13 | Movement MortgageLancaster, SC | A | $734M | 3,282 | 3.8% | 6.63% |
| 14 | First Community MortgageMurfreesboro, TN | A | $718M | 3,154 | 6.0% | 6.38% |
| 15 | Guaranteed RateChicago, IL | B | $667M | 3,368 | 4.5% | 6.38% |
| 16 | JPMorgan Chase BankColumbus, OH | B | $649M | 1,951 | 8.9% | 6.38% |
| 17 | Dhi Mortgage CompanyArlington, TX | B | $624M | 3,078 | 9.2% | 5.75% |
| 18 | Loandepot.ComIrvine, CA | D | $620M | 3,056 | 21.4% | 5.99% |
| 19 | Wells Fargo BankCharlotte, NC | B | $578M | 900 | 16.2% | 6.38% |
| 20 | Legacy Home LoansNashville, TN | A | $570M | 1,420 | 1.1% | 6.49% |
| 21 | U.S. BankCincinnati, OH | D | $567M | 3,876 | 35.0% | 7.60% |
| 22 | Walker & DunlopBethesda, MD | C | $522M | 30 | 0.0% | 5.74% |
| 23 | Cadence BankTupelo, MS | B | $504M | 2,573 | 16.9% | 6.75% |
| 24 | Wilson Bank and TrustLebanon, TN | C | $497M | 1,936 | 11.4% | 7.04% |
| 25 | Fairway Independent MortgageMadison, WI | B | $495M | 2,359 | 4.0% | 6.50% |
| 26 | Old National BankEvansville, IN | B | $489M | 1,485 | 16.9% | 6.25% |
| 27 | Eastman Credit UnionKingsport, TN | D | $485M | 4,436 | 21.5% | 7.25% |
| 28 | Truist BankCharlotte, NC | C | $469M | 4,114 | 37.2% | 6.63% |
| 29 | NewrezWilmington, DE | D | $464M | 3,780 | 16.8% | 6.25% |
| 30 | Navy Federal Credit UnionVienna, VA | D | $448M | 4,080 | 21.4% | 7.25% |
| 31 | Primis MortgageRaleigh, NC | B | $424M | 1,402 | 2.4% | 6.49% |
| 32 | Bank of AmericaCharlotte, NC | F | $423M | 3,749 | 34.5% | 5.99% |
| 33 | Broker SolutionsTustin, CA | D | $422M | 3,712 | 8.0% | 6.63% |
| 34 | Union Home MortgageStrongsville, OH | B | $399M | 1,849 | 4.8% | 6.38% |
| 35 | Vanderbilt Mortgage and FinanceMaryville, TN | F | $353M | 9,649 | 35.8% | 8.75% |
| 36 | Farm Credit Mid-AmericaLouisville, KY | D | $350M | 1,139 | 10.5% | 7.13% |
| 37 | Ascend Federal Credit UnionTullahoma, TN | C | $345M | 2,890 | 18.3% | 7.50% |
| 38 | Renasant BankTupelo, MS | B | $331M | 1,286 | 8.8% | 6.50% |
| 39 | LibertyEvansville, IN | B | $302M | 899 | 5.7% | 6.88% |
| 40 | NVR Mortgage FinanceReston, VA | B | $275M | 1,042 | 15.6% | 5.99% |
| 41 | Leaders Credit UnionJackson, TN | C | $275M | 2,250 | 15.2% | 6.50% |
| 42 | OrnlOak Ridge, TN | C | $273M | 2,062 | 14.7% | 7.25% |
| 43 | Nationstar MortgageCoppell, TX | C | $269M | 2,124 | 13.1% | 7.38% |
| 44 | American Pacific MortgageRoseville, CA | C | $264M | 1,144 | 6.1% | 6.63% |
| 45 | United Community BankBlairsville, GA | B | $261M | 1,623 | 23.8% | 6.50% |
| 46 | Community MortgageCordova, | A | $261M | 1,026 | 2.5% | 6.38% |
| 47 | Berkadia Commercial MortgageAmbler, PA | B | $254M | 23 | 0.0% | 5.75% |
| 48 | Lennar MortgageMiami, FL | A | $251M | 870 | 10.1% | 4.88% |
| 49 | Fifth Third BankCincinnati, OH | D | $249M | 1,984 | 31.2% | 7.63% |
| 50 | Mutual of Omaha MortgageSan Diego, CA | C | $248M | 1,378 | 16.2% | 6.38% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
