Fifth Third Bank in Tennessee vs the state
31.2%Denial rate+14.06 pts vs state
37.8%Decision denial rate+16.11 pts vs state
48.9%Origination rate-9.14 pts vs state
7.63%Median rate+1.00 pts vs state
0.54Rate spread (pts)+0.31 pts vs state
$116kMedian applicant income
971Loans originated
619Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,409 | 767 | 23.6% | 8.05% | #44 |
| 2024 | 1,450 | 769 | 27.5% | 8.55% | #46 |
| 2025 | 1,984 | 971 | 31.2% | 7.63% | #37 |
What Fifth Third Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 518 | 247 | 176 | 34.0% |
| Williamson County | 369 | 197 | 93 | 25.2% |
| Rutherford County | 220 | 104 | 80 | 36.4% |
| Sumner County | 133 | 74 | 33 | 24.8% |
| Knox County | 132 | 61 | 42 | 31.8% |
| Maury County | 94 | 44 | 30 | 31.9% |
| Wilson County | 68 | 33 | 18 | 26.5% |
| Blount County | 33 | 19 | 6 | 18.2% |
| Hamilton County | 32 | 17 | 9 | 28.1% |
| Shelby County | 31 | 10 | 15 | 48.4% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 1,984 applications in 2025, of which 971 were originated and 619 denied.
31.2% of all applications, or 37.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Fifth Third Bank originated in Tennessee in 2025 was 7.63%, against a statewide median of 6.62%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology