Mortgage Investors Group in Tennessee vs the state
3.5%Denial rate-13.62 pts vs state
4.6%Decision denial rate-17.10 pts vs state
70.7%Origination rate+12.60 pts vs state
6.50%Median rate-0.12 pts vs state
0.28Rate spread (pts)+0.05 pts vs state
$99kMedian applicant income
3,148Loans originated
157Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,744 | 4,189 | 4.8% | 6.50% | #6 |
| 2024 | 5,192 | 3,769 | 4.6% | 6.63% | #8 |
| 2025 | 4,454 | 3,148 | 3.5% | 6.50% | #10 |
What Mortgage Investors Group lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Mortgage Investors Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 1,187 | 822 | 30 | 2.5% |
| Blount County | 342 | 238 | 9 | 2.6% |
| Shelby County | 239 | 187 | 4 | 1.7% |
| Anderson County | 235 | 164 | 5 | 2.1% |
| Roane County | 180 | 129 | 8 | 4.4% |
| Loudon County | 178 | 121 | 5 | 2.8% |
| Hamilton County | 170 | 122 | 2 | 1.2% |
| Sevier County | 141 | 93 | 12 | 8.5% |
| Sullivan County | 140 | 96 | 5 | 3.6% |
| Davidson County | 112 | 69 | 3 | 2.7% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Eastman Credit Union | D | 4,436 | 21.5% | 7.25% |
Frequently asked questions
Tennessee: 4,454 applications in 2025, of which 3,148 were originated and 157 denied.
3.5% of all applications, or 4.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Mortgage Investors Group originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Mortgage Investors Group's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology