Rocket Mortgage in Tennessee vs the state
17.3%Denial rate+0.13 pts vs state
18.7%Decision denial rate-2.97 pts vs state
72.2%Origination rate+14.14 pts vs state
6.50%Median rate-0.12 pts vs state
0.47Rate spread (pts)+0.24 pts vs state
$89kMedian applicant income
11,919Loans originated
2,850Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11,188 | 8,244 | 16.1% | 6.50% | #2 |
| 2024 | 12,858 | 9,560 | 16.1% | 6.50% | #1 |
| 2025 | 16,503 | 11,919 | 17.3% | 6.50% | #1 |
What Rocket Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 1,283 | 838 | 300 | 23.4% |
| Davidson County | 1,261 | 904 | 220 | 17.4% |
| Knox County | 1,227 | 948 | 160 | 13.0% |
| Rutherford County | 878 | 662 | 114 | 13.0% |
| Hamilton County | 877 | 644 | 128 | 14.6% |
| Sumner County | 639 | 459 | 100 | 15.6% |
| Montgomery County | 606 | 434 | 104 | 17.2% |
| Williamson County | 589 | 454 | 79 | 13.4% |
| Wilson County | 430 | 327 | 54 | 12.6% |
| Sullivan County | 376 | 261 | 67 | 17.8% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
| Eastman Credit Union | D | 4,436 | 21.5% | 7.25% |
Frequently asked questions
Tennessee: 16,503 applications in 2025, of which 11,919 were originated and 2,850 denied.
17.3% of all applications, or 18.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Rocket Mortgage originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology