Largest lenders in Wilson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Wilson Bank and Trust | C | 524 | 367 | 9.0% | 7.25% |
| 2 | Rocket Mortgage | C | 430 | 327 | 12.6% | 6.50% |
| 3 | United Shore Financial Services | B | 348 | 269 | 8.9% | 6.10% |
| 4 | Dhi Mortgage Company | B | 316 | 236 | 11.1% | 5.50% |
| 5 | Regions Bank | C | 228 | 125 | 29.8% | 4.99% |
| 6 | U.S. Bank | D | 200 | 111 | 26.5% | 6.75% |
| 7 | FirstBank | C | 180 | 144 | 8.3% | 6.63% |
| 8 | Vanderbilt Mortgage and Finance | F | 179 | 117 | 6.7% | 6.49% |
| 9 | CMG Mortgage | A | 177 | 128 | 1.1% | 6.63% |
| 10 | Loandepot.Com | D | 165 | 113 | 15.2% | 5.38% |
| 11 | Pennymac Loan Services | C | 153 | 80 | 8.5% | 5.99% |
| 12 | Inspire Home Loans | B | 143 | 122 | 5.6% | 5.38% |
| 13 | Pinnacle Bank | B | 137 | 95 | 13.9% | 6.63% |
| 14 | Freedom Mortgage | B | 135 | 57 | 9.6% | 6.25% |
| 15 | Bank of America | F | 134 | 67 | 20.9% | 5.99% |
| 16 | Ascend Federal Credit Union | C | 134 | 91 | 20.2% | 7.50% |
| 17 | Crosscountry Mortgage | B | 106 | 66 | 3.8% | 6.63% |
| 18 | Spring Eq | D | 104 | 29 | 58.7% | 8.80% |
| 19 | American Pacific Mortgage | C | 104 | 78 | 7.7% | 6.50% |
| 20 | Mortgage Research Center | C | 97 | 30 | 23.7% | 6.13% |
| 21 | First Horizon Bank | B | 96 | 54 | 33.3% | 7.25% |
| 22 | Truist Bank | C | 95 | 49 | 35.8% | 6.70% |
| 23 | Lennar Mortgage | A | 92 | 74 | 7.6% | 4.88% |
| 24 | Newrez | D | 91 | 30 | 17.6% | 6.44% |
| 25 | Navy Federal Credit Union | D | 88 | 47 | 13.6% | 7.75% |
Best approval odds in Wilson County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | CMG Mortgage | 146 | 1.4% |
| 2 | Coastal Community Bank | 53 | 1.9% |
| 3 | Southern Bank of Tennessee | 62 | 3.2% |
| 4 | Swbc Mortgage | 51 | 3.9% |
| 5 | Primis Mortgage | 58 | 5.2% |
| 6 | Crosscountry Mortgage | 70 | 5.7% |
| 7 | Inspire Home Loans | 137 | 5.8% |
| 8 | Movement Mortgage | 55 | 7.3% |
| 9 | Lennar Mortgage | 81 | 8.6% |
| 10 | FirstBank | 164 | 9.2% |
What Wilson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Wilson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 7,402 | 4,571 | 14.7% | 6.75% | $275,000 |
| 2024 | 7,586 | 4,618 | 15.0% | 6.69% | $305,000 |
| 2025 | 8,393 | 5,309 | 13.7% | 6.49% | $315,000 |
Frequently asked questions
13.7% of applications in Wilson County were denied in 2025, against 17.1% statewide in Tennessee.
Wilson Bank and Trust, with 524 applications in 2025 and a denial rate of 9.0%.
The median mortgage application in Wilson County in 2025 was for $315,000; the median property value on originated loans was $505,000.