Coastal Community Bank in Tennessee vs the state
2.0%Denial rate-15.14 pts vs state
2.8%Decision denial rate-18.87 pts vs state
25.9%Origination rate-32.23 pts vs state
10.49%Median rate+3.87 pts vs state
3.21Rate spread (pts)+2.98 pts vs state
$115kMedian applicant income
698Loans originated
54Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,262 | 541 | 1.1% | 14.49% | #50 |
| 2024 | 2,078 | 520 | 1.7% | 12.74% | #36 |
| 2025 | 2,700 | 698 | 2.0% | 10.49% | #29 |
What Coastal Community Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 296 | 62 | 4 | 1.4% |
| Shelby County | 294 | 66 | 7 | 2.4% |
| Knox County | 212 | 49 | 4 | 1.9% |
| Rutherford County | 172 | 57 | 1 | 0.6% |
| Hamilton County | 170 | 40 | 5 | 2.9% |
| Williamson County | 134 | 36 | 3 | 2.2% |
| Sumner County | 107 | 28 | 5 | 4.7% |
| Montgomery County | 87 | 26 | 3 | 3.4% |
| Wilson County | 74 | 16 | 1 | 1.4% |
| Sullivan County | 61 | 16 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 2,700 applications in 2025, of which 698 were originated and 54 denied.
2.0% of all applications, or 2.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Coastal Community Bank originated in Tennessee in 2025 was 10.49%, against a statewide median of 6.62%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology