MortgageGrades does not require an account and does not collect personal information from visitors beyond what standard web servers log (IP address, browser, pages requested), which is retained for security and capacity planning and deleted on a rolling basis.
We use Google AdSense to show advertising. Google and its partners may use cookies to serve ads based on prior visits to this or other websites. You can opt out of personalised advertising at Google Ads Settings.
We may use privacy-respecting analytics to understand which pages are read. Aggregate statistics only are retained.
All lender data on this site is drawn from public federal filings and concerns institutions, not individuals. HMDA public files are anonymised by the CFPB before release; we do not hold or display information about any individual borrower.
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