Crosscountry Mortgage in Tennessee vs the state
4.8%Denial rate-12.38 pts vs state
7.3%Decision denial rate-14.39 pts vs state
59.6%Origination rate+1.50 pts vs state
6.63%Median rate0.00 pts vs state
0.46Rate spread (pts)+0.23 pts vs state
$106kMedian applicant income
2,251Loans originated
180Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,323 | 1,195 | 2.1% | 6.83% | #26 |
| 2024 | 2,836 | 1,657 | 3.0% | 6.75% | #24 |
| 2025 | 3,778 | 2,251 | 4.8% | 6.63% | #18 |
What Crosscountry Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 477 | 303 | 24 | 5.0% |
| Shelby County | 460 | 296 | 20 | 4.3% |
| Williamson County | 229 | 140 | 14 | 6.1% |
| Montgomery County | 224 | 157 | 8 | 3.6% |
| Rutherford County | 197 | 130 | 10 | 5.1% |
| Sumner County | 185 | 120 | 5 | 2.7% |
| Knox County | 179 | 103 | 9 | 5.0% |
| Hamilton County | 150 | 96 | 10 | 6.7% |
| Sevier County | 108 | 70 | 3 | 2.8% |
| Maury County | 106 | 63 | 8 | 7.5% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 3,778 applications in 2025, of which 2,251 were originated and 180 denied.
4.8% of all applications, or 7.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Crosscountry Mortgage originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology