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Maury County, Tennessee · 2025

Mortgage lenders in Maury County, TN: denial rates and top lenders (2025)

351 lenders acted on 5,995 mortgage applications for properties in Maury County in 2025. 14.5% were denied (Tennessee: 17.1%). Median rate on closed loans 6.50%; median loan $275,000; median property value $425,000.

6.0kApplications
14.5%Denial ratestate 17.1%
6.50%Median ratestate 6.62%
$275,000Median loan
$425,000Median property value

Largest lenders in Maury County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 360268 16.7%6.75%
2 United Shore Financial Services B 289232 5.9%6.13%
3 Regions Bank C 232116 37.5%4.99%
4 CMG Mortgage A 175129 1.7%6.50%
5 United Community Bank B 172114 25.6%6.50%
6 Lennar Mortgage A 170131 8.8%4.99%
7 Vanderbilt Mortgage and Finance F 13440 28.4%6.69%
8 Ascend Federal Credit Union C 12882 17.2%7.25%
9 Pennymac Loan Services C 12156 7.4%6.25%
10 Fairway Independent Mortgage B 11264 2.7%6.31%
11 First Farmers and Merchants Bank B 10781 15.0%7.50%
12 Crosscountry Mortgage B 10663 7.6%6.88%
13 Pulte Mortgage A 10679 8.5%6.13%
14 Freedom Mortgage B 10545 11.4%6.25%
15 FirstBank C 9684 3.1%6.69%
16 Fifth Third Bank D 9444 31.9%7.55%
17 U.S. Bank D 9450 34.0%6.88%
18 Mortgage Research Center C 9230 18.5%6.13%
19 First Community Mortgage A 8879 4.6%6.25%
20 Broker Solutions D 8339 4.8%6.62%
21 NVR Mortgage Finance B 8177 1.2%6.13%
22 Loandepot.Com D 7442 23.0%6.19%
23 Homeamerican Mortgage A 7355 6.9%4.88%
24 Newrez D 7228 11.1%6.31%
25 First Horizon Bank B 6643 27.3%7.25%

Best approval odds in Maury County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1NVR Mortgage Finance781.3%
2CMG Mortgage1502.0%
3FirstBank883.4%
4Fairway Independent Mortgage674.5%
5First Community Mortgage874.6%
6Liberty515.9%
7Listerhill Credit Union606.7%
8United Shore Financial Services2526.8%
9Homeamerican Mortgage637.9%
10Pulte Mortgage8810.2%

What Maury County borrowers applied for

By loan purpose

Home purchase 2,876 48% · 7.6% denied
Refinance 986 16% · 13.8% denied
Cash-out refinance 1,075 18% · 16.7% denied
Home improvement 461 8% · 30.8% denied
Other / HELOC 597 10% · 32.3% denied

By loan type

Conventional 4,329 72% · 15.6% denied
FHA 1,095 18% · 12.4% denied
VA 542 9% · 10.7% denied
USDA / RHS 29 0% · 3.5% denied

Why applications were denied

Debt-to-income ratio 262 30%
Credit history 219 25%
Collateral 140 16%
Incomplete application 109 13%
Other 65 8%
Unverifiable information 39 5%
Insufficient cash 20 2%
Employment history 5 1%
Mortgage insurance denied 1 0%

Maury County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20235,1993,15517.0%6.74%$235,000
20245,5393,39715.8%6.75%$265,000
20255,9953,71414.5%6.50%$275,000

Frequently asked questions

14.5% of applications in Maury County were denied in 2025, against 17.1% statewide in Tennessee.

Rocket Mortgage, with 360 applications in 2025 and a denial rate of 16.7%.

The median mortgage application in Maury County in 2025 was for $275,000; the median property value on originated loans was $425,000.