Homeamerican Mortgage in Tennessee vs the state
7.2%Denial rate-9.90 pts vs state
8.2%Decision denial rate-13.53 pts vs state
75.7%Origination rate+17.58 pts vs state
4.50%Median rate-2.12 pts vs state
-1.65Rate spread (pts)-1.88 pts vs state
$128kMedian applicant income
115Loans originated
11Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 41 | 14.3% | 5.63% | #338 |
| 2024 | 157 | 115 | 9.6% | 5.50% | #237 |
| 2025 | 152 | 115 | 7.2% | 4.50% | #253 |
What Homeamerican Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Homeamerican Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maury County | 73 | 55 | 5 | 6.8% |
| Wilson County | 32 | 25 | 4 | 12.5% |
| Williamson County | 17 | 12 | 0 | 0.0% |
| Dickson County | 16 | 13 | 1 | 6.3% |
| Rutherford County | 14 | 10 | 1 | 7.1% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 152 applications in 2025, of which 115 were originated and 11 denied.
7.2% of all applications, or 8.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Homeamerican Mortgage originated in Tennessee in 2025 was 4.50%, against a statewide median of 6.62%.
About this data. Figures are Homeamerican Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology