Largest lenders in Dickson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 182 | 137 | 16.5% | 6.38% |
| 2 | United Shore Financial Services | B | 170 | 119 | 9.4% | 6.03% |
| 3 | First Federal Bank | B | 124 | 98 | 12.9% | — |
| 4 | FirstBank | C | 120 | 94 | 9.2% | 6.75% |
| 5 | Regions Bank | C | 103 | 43 | 44.7% | 6.50% |
| 6 | Vanderbilt Mortgage and Finance | F | 100 | 3 | 28.0% | 9.99% |
| 7 | Bank of Dickson | A | 95 | 82 | 4.2% | — |
| 8 | Loandepot.Com | D | 87 | 58 | 18.4% | 5.99% |
| 9 | U.S. Bank | D | 76 | 42 | 32.9% | 8.11% |
| 10 | TriStar Bank | B | 76 | 60 | 10.5% | — |
| 11 | Freedom Mortgage | B | 75 | 36 | 6.7% | 6.25% |
| 12 | Mortgage Research Center | C | 64 | 26 | 18.8% | 6.25% |
| 13 | Crosscountry Mortgage | B | 58 | 36 | 1.7% | 6.25% |
| 14 | CMG Mortgage | A | 58 | 38 | 6.9% | 6.75% |
| 15 | Fairway Independent Mortgage | B | 54 | 34 | 3.7% | 6.25% |
| 16 | Ascend Federal Credit Union | C | 47 | 27 | 21.3% | 7.50% |
| 17 | Pennymac Loan Services | C | 41 | 18 | 9.8% | 6.31% |
| 18 | Spring Eq | D | 37 | 12 | 40.5% | 8.66% |
| 19 | Newrez | D | 33 | 11 | 18.2% | 6.13% |
| 20 | Pinnacle Bank | B | 33 | 21 | 18.2% | 7.25% |
| 21 | Guaranteed Rate | B | 32 | 13 | 0.0% | 6.35% |
| 22 | AmeriSave Mortgage | D | 28 | 7 | 71.4% | 6.75% |
| 23 | 21st Mortgage | F | 27 | 3 | 37.0% | 9.19% |
| 24 | Cardinal Financial Company, Limited Partnership | B | 25 | 22 | 4.0% | 6.75% |
| 25 | Coastal Community Bank | C | 25 | 11 | 4.0% | 9.99% |
Best approval odds in Dickson County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Bank of Dickson | 95 | 4.2% |
| 2 | FirstBank | 106 | 10.4% |
| 3 | TriStar Bank | 72 | 11.1% |
| 4 | United Shore Financial Services | 138 | 11.6% |
| 5 | First Federal Bank | 120 | 13.3% |
| 6 | Rocket Mortgage | 171 | 17.5% |
| 7 | Loandepot.Com | 75 | 21.3% |
| 8 | U.S. Bank | 67 | 37.3% |
| 9 | Regions Bank | 98 | 46.9% |
What Dickson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dickson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,522 | 1,521 | 16.2% | 6.75% | $215,000 |
| 2024 | 2,703 | 1,601 | 17.1% | 6.75% | $225,000 |
| 2025 | 2,860 | 1,720 | 15.9% | 6.50% | $245,000 |
Frequently asked questions
15.9% of applications in Dickson County were denied in 2025, against 17.1% statewide in Tennessee.
Rocket Mortgage, with 182 applications in 2025 and a denial rate of 16.5%.
The median mortgage application in Dickson County in 2025 was for $245,000; the median property value on originated loans was $375,000.