Bank of Dickson · Tennessee · 2025

Bank of Dickson in Tennessee: approval rate, denial rate and rates (2025)

Bank of Dickson took 117 mortgage applications in Tennessee in 2025, ranking #294 of 1,274 lenders active in the state. It originated 86.3% of them and denied 3.4% (3.4% of the applications it decided), against a statewide denial rate of 17.1%.

117Applicationsin TN
3.4%Decision denial ratestate 21.7%
Median ratestate 6.62%
$155,000Median loanstate $225,000
$19MVolume9 counties

Bank of Dickson in Tennessee vs the state

3.4%Denial rate-13.72 pts vs state
3.4%Decision denial rate-18.26 pts vs state
86.3%Origination rate+28.24 pts vs state
Median rate
Rate spread (pts)
$89kMedian applicant income
101Loans originated
4Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231221094.1%#261
202499848.1%#309
20251171013.4%#294

What Bank of Dickson lends in Tennessee

By loan purpose

Home purchase 44 38% · 0.0% denied
Refinance 52 44% · 7.7% denied
Home improvement 10 9% · 0.0% denied
Other / HELOC 11 9% · 0.0% denied

By loan type

Conventional 117 100% · 3.4% denied

Where in Tennessee

Counties with the most Bank of Dickson applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dickson County 95824 4.2%
Humphreys County 760 0.0%
Hickman County 760 0.0%
Davidson County 210 0.0%
Cheatham County 220 0.0%
Williamson County 110 0.0%
Benton County 110 0.0%
Houston County 110 0.0%
Henry County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 117 applications in 2025, of which 101 were originated and 4 denied.

3.4% of all applications, or 3.4% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bank of Dickson's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology