AmeriSave Mortgage in Tennessee vs the state
60.9%Denial rate+43.77 pts vs state
68.0%Decision denial rate+46.30 pts vs state
28.2%Origination rate-29.93 pts vs state
7.13%Median rate+0.50 pts vs state
1.55Rate spread (pts)+1.32 pts vs state
$64kMedian applicant income
839Loans originated
1,815Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,936 | 500 | 21.7% | 6.25% | #21 |
| 2024 | 3,490 | 571 | 70.0% | 7.25% | #21 |
| 2025 | 2,980 | 839 | 60.9% | 7.13% | #27 |
What AmeriSave Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 393 | 70 | 280 | 71.2% |
| Davidson County | 207 | 66 | 114 | 55.1% |
| Knox County | 156 | 51 | 79 | 50.6% |
| Hamilton County | 143 | 51 | 81 | 56.6% |
| Rutherford County | 117 | 53 | 55 | 47.0% |
| Montgomery County | 117 | 41 | 67 | 57.3% |
| Williamson County | 86 | 21 | 54 | 62.8% |
| Sumner County | 86 | 30 | 44 | 51.2% |
| Wilson County | 62 | 25 | 32 | 51.6% |
| Blount County | 55 | 16 | 37 | 67.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 2,980 applications in 2025, of which 839 were originated and 1,815 denied.
60.9% of all applications, or 68.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans AmeriSave Mortgage originated in Tennessee in 2025 was 7.13%, against a statewide median of 6.62%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology