Loandepot.Com in Tennessee vs the state
21.4%Denial rate+4.23 pts vs state
25.0%Decision denial rate+3.28 pts vs state
62.7%Origination rate+4.58 pts vs state
5.99%Median rate-0.63 pts vs state
0.02Rate spread (pts)-0.21 pts vs state
$86kMedian applicant income
1,915Loans originated
653Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,500 | 1,483 | 22.9% | 6.50% | #24 |
| 2024 | 2,653 | 1,614 | 23.4% | 6.25% | #27 |
| 2025 | 3,056 | 1,915 | 21.4% | 5.99% | #26 |
What Loandepot.Com lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 409 | 252 | 86 | 21.0% |
| Rutherford County | 314 | 218 | 61 | 19.4% |
| Shelby County | 214 | 124 | 61 | 28.5% |
| Hamilton County | 179 | 127 | 29 | 16.2% |
| Montgomery County | 167 | 120 | 26 | 15.6% |
| Wilson County | 165 | 113 | 25 | 15.2% |
| Williamson County | 152 | 94 | 25 | 16.4% |
| Sumner County | 146 | 117 | 15 | 10.3% |
| Knox County | 103 | 56 | 27 | 26.2% |
| Dickson County | 87 | 58 | 16 | 18.4% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 3,056 applications in 2025, of which 1,915 were originated and 653 denied.
21.4% of all applications, or 25.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Loandepot.Com originated in Tennessee in 2025 was 5.99%, against a statewide median of 6.62%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology