TriStar Bank · Tennessee · 2025

TriStar Bank in Tennessee: approval rate, denial rate and rates (2025)

TriStar Bank took 165 mortgage applications in Tennessee in 2025, ranking #241 of 1,274 lenders active in the state. It originated 81.8% of them and denied 6.7% (7.1% of the applications it decided), against a statewide denial rate of 17.1%.

165Applicationsin TN
7.1%Decision denial ratestate 21.7%
Median ratestate 6.62%
$235,000Median loanstate $225,000
$42MVolume22 counties

TriStar Bank in Tennessee vs the state

6.7%Denial rate-10.47 pts vs state
7.1%Decision denial rate-14.63 pts vs state
81.8%Origination rate+23.74 pts vs state
Median rate
Rate spread (pts)
$113kMedian applicant income
135Loans originated
11Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231811358.3%#205
20241751327.4%#225
20251651356.7%#241

What TriStar Bank lends in Tennessee

By loan purpose

Home purchase 102 62% · 2.9% denied
Refinance 45 27% · 15.6% denied
Home improvement 7 4% · 14.3% denied
Other / HELOC 11 7% · 0.0% denied

By loan type

Conventional 147 89% · 7.5% denied
FHA 13 8% · 0.0% denied
VA 2 1% · 0.0% denied
USDA / RHS 3 2% · 0.0% denied

Where in Tennessee

Counties with the most TriStar Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dickson County 75598 10.7%
Maury County 34290 0.0%
Davidson County 11100 0.0%
Hickman County 1081 10.0%
Humphreys County 880 0.0%
Williamson County 861 12.5%
Wilson County 220 0.0%
Montgomery County 201 50.0%
Cheatham County 220 0.0%
Putnam County 100 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 165 applications in 2025, of which 135 were originated and 11 denied.

6.7% of all applications, or 7.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are TriStar Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology