Lennar Mortgage in Tennessee vs the state
10.1%Denial rate-7.03 pts vs state
12.0%Decision denial rate-9.64 pts vs state
73.7%Origination rate+15.60 pts vs state
4.88%Median rate-1.75 pts vs state
-0.93Rate spread (pts)-1.16 pts vs state
$120kMedian applicant income
641Loans originated
88Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 717 | 560 | 4.0% | 5.63% | #84 |
| 2024 | 823 | 618 | 9.1% | 4.99% | #72 |
| 2025 | 870 | 641 | 10.1% | 4.88% | #75 |
What Lennar Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 222 | 167 | 19 | 8.6% |
| Maury County | 170 | 131 | 15 | 8.8% |
| Rutherford County | 168 | 113 | 28 | 16.7% |
| Sumner County | 112 | 79 | 10 | 8.9% |
| Wilson County | 92 | 74 | 7 | 7.6% |
| Hamilton County | 31 | 25 | 4 | 12.9% |
| Robertson County | 28 | 17 | 1 | 3.6% |
| Bradley County | 20 | 16 | 2 | 10.0% |
| Marshall County | 20 | 15 | 1 | 5.0% |
| Williamson County | 5 | 3 | 1 | 20.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 870 applications in 2025, of which 641 were originated and 88 denied.
10.1% of all applications, or 12.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Lennar Mortgage originated in Tennessee in 2025 was 4.88%, against a statewide median of 6.62%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology