Largest lenders in Marshall County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 133 | 106 | 13.5% | 6.50% |
| 2 | Dhi Mortgage Company | B | 107 | 84 | 10.3% | 5.38% |
| 3 | United Shore Financial Services | B | 88 | 59 | 18.2% | 6.00% |
| 4 | First Commerce Bank | A | 82 | 81 | 0.0% | — |
| 5 | Freedom Mortgage | B | 66 | 35 | 7.6% | 6.25% |
| 6 | Ascend Federal Credit Union | C | 64 | 43 | 20.3% | 7.50% |
| 7 | Primis Mortgage | B | 55 | 43 | 1.8% | 6.62% |
| 8 | CMG Mortgage | A | 53 | 45 | 0.0% | 6.50% |
| 9 | Regions Bank | C | 42 | 19 | 38.1% | 4.99% |
| 10 | Heritage South Community CU | C | 40 | 31 | 10.0% | 8.20% |
| 11 | Crosscountry Mortgage | B | 39 | 31 | 2.6% | 6.50% |
| 12 | Pennymac Loan Services | C | 38 | 15 | 18.4% | 5.88% |
| 13 | Mortgage Research Center | C | 38 | 15 | 10.5% | 6.13% |
| 14 | Farm Credit Mid-America | D | 33 | 18 | 12.1% | 6.88% |
| 15 | Fairway Independent Mortgage | B | 32 | 21 | 6.3% | 6.49% |
| 16 | Highlands Residential Mortgage | B | 31 | 23 | 0.0% | 6.62% |
| 17 | Broker Solutions | D | 31 | 13 | 3.2% | 6.25% |
| 18 | First National Bank of Pulaski | B | 27 | 20 | 11.1% | — |
| 19 | CB&S Bank | C | 26 | 15 | 23.1% | 6.74% |
| 20 | Carrington Mortgage Services | D | 26 | 8 | 50.0% | 7.13% |
| 21 | Newrez | D | 26 | 7 | 19.2% | 5.99% |
| 22 | Vanderbilt Mortgage and Finance | F | 25 | 3 | 44.0% | 7.06% |
| 23 | AmeriSave Mortgage | D | 24 | 7 | 66.7% | 9.75% |
| 24 | Guaranteed Rate | B | 23 | 11 | 4.4% | 6.25% |
| 25 | FirstBank | C | 23 | 15 | 8.7% | 6.88% |
Best approval odds in Marshall County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | First Commerce Bank | 81 | 0.0% |
| 2 | Dhi Mortgage Company | 95 | 11.6% |
| 3 | Rocket Mortgage | 126 | 14.3% |
| 4 | United Shore Financial Services | 76 | 21.1% |
| 5 | Ascend Federal Credit Union | 57 | 22.8% |
What Marshall County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Marshall County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,601 | 1,011 | 15.6% | 6.63% | $215,000 |
| 2024 | 1,598 | 989 | 13.4% | 6.75% | $225,000 |
| 2025 | 1,962 | 1,247 | 14.6% | 6.50% | $235,000 |
Frequently asked questions
14.6% of applications in Marshall County were denied in 2025, against 17.1% statewide in Tennessee.
Rocket Mortgage, with 133 applications in 2025 and a denial rate of 13.5%.
The median mortgage application in Marshall County in 2025 was for $235,000; the median property value on originated loans was $335,000.