First National Bank of Pulaski in Tennessee vs the state
5.3%Denial rate-11.88 pts vs state
6.1%Decision denial rate-15.62 pts vs state
81.6%Origination rate+23.50 pts vs state
—Median rate
—Rate spread (pts)
$94kMedian applicant income
124Loans originated
8Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 197 | 159 | 4.6% | — | #196 |
| 2024 | 164 | 123 | 3.7% | — | #233 |
| 2025 | 152 | 124 | 5.3% | — | #254 |
What First National Bank of Pulaski lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most First National Bank of Pulaski applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Giles County | 64 | 57 | 2 | 3.1% |
| Lincoln County | 40 | 29 | 3 | 7.5% |
| Marshall County | 27 | 20 | 3 | 11.1% |
| Maury County | 5 | 2 | 0 | 0.0% |
| Lawrence County | 4 | 4 | 0 | 0.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Rutherford County | 2 | 2 | 0 | 0.0% |
| Knox County | 2 | 2 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
| Anderson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 152 applications in 2025, of which 124 were originated and 8 denied.
5.3% of all applications, or 6.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First National Bank of Pulaski's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology