Carrington Mortgage Services in Tennessee vs the state
43.6%Denial rate+26.42 pts vs state
52.6%Decision denial rate+30.95 pts vs state
31.8%Origination rate-26.28 pts vs state
6.25%Median rate-0.37 pts vs state
0.45Rate spread (pts)+0.22 pts vs state
$79kMedian applicant income
533Loans originated
730Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,392 | 456 | 46.2% | 6.63% | #45 |
| 2024 | 1,491 | 531 | 37.0% | 6.63% | #45 |
| 2025 | 1,676 | 533 | 43.6% | 6.25% | #44 |
What Carrington Mortgage Services lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 216 | 55 | 114 | 52.8% |
| Montgomery County | 151 | 47 | 72 | 47.7% |
| Davidson County | 142 | 42 | 65 | 45.8% |
| Rutherford County | 115 | 38 | 46 | 40.0% |
| Knox County | 100 | 28 | 40 | 40.0% |
| Hamilton County | 65 | 18 | 29 | 44.6% |
| Sumner County | 48 | 21 | 14 | 29.2% |
| Sullivan County | 33 | 14 | 15 | 45.5% |
| Wilson County | 32 | 11 | 14 | 43.8% |
| Sevier County | 30 | 8 | 11 | 36.7% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 1,676 applications in 2025, of which 533 were originated and 730 denied.
43.6% of all applications, or 52.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Carrington Mortgage Services originated in Tennessee in 2025 was 6.25%, against a statewide median of 6.62%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology