Primis Mortgage · Tennessee · 2025

Primis Mortgage in Tennessee: approval rate, denial rate and rates (2025)

Primis Mortgage took 1,402 mortgage applications in Tennessee in 2025, ranking #51 of 1,274 lenders active in the state. It originated 71.6% of them and denied 2.4% (3.2% of the applications it decided), against a statewide denial rate of 17.1%.

1.4kApplicationsin TN
3.2%Decision denial ratestate 21.7%
6.49%Median ratestate 6.62%
$345,000Median loanstate $225,000
$424MVolume56 counties

Primis Mortgage in Tennessee vs the state

2.4%Denial rate-14.79 pts vs state
3.2%Decision denial rate-18.52 pts vs state
71.6%Origination rate+13.53 pts vs state
6.49%Median rate-0.13 pts vs state
0.21Rate spread (pts)-0.02 pts vs state
$117kMedian applicant income
1,004Loans originated
33Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238896123.6%6.63%#66
20249406702.3%6.50%#65
20251,4021,0042.4%6.49%#51

What Primis Mortgage lends in Tennessee

By loan purpose

Home purchase 1,192 85% · 2.2% denied
Refinance 203 14% · 3.5% denied
Other / HELOC 7 0% · 0.0% denied

By loan type

Conventional 844 60% · 1.7% denied
FHA 402 29% · 3.2% denied
VA 129 9% · 2.3% denied
USDA / RHS 27 2% · 11.1% denied

Why it denied Tennessee applicants

Debt-to-income ratio 14 42%
Collateral 8 24%
Insufficient cash 5 15%
Credit history 3 9%
Unverifiable information 2 6%
Employment history 1 3%

Where in Tennessee

Counties with the most Primis Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rutherford County 3742669 2.4%
Davidson County 2721922 0.7%
Williamson County 90690 0.0%
Wilson County 77543 3.9%
Coffee County 67494 6.0%
Marshall County 55431 1.8%
Bedford County 48360 0.0%
Franklin County 46321 2.2%
Maury County 35251 2.9%
Sumner County 33270 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 1,402 applications in 2025, of which 1,004 were originated and 33 denied.

2.4% of all applications, or 3.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Primis Mortgage originated in Tennessee in 2025 was 6.49%, against a statewide median of 6.62%.

About this data. Figures are Primis Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology