Farm Credit Mid-America in Tennessee vs the state
10.5%Denial rate-6.60 pts vs state
12.9%Decision denial rate-8.79 pts vs state
69.0%Origination rate+10.93 pts vs state
7.13%Median rate+0.50 pts vs state
0.55Rate spread (pts)+0.32 pts vs state
$160kMedian applicant income
786Loans originated
120Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 922 | 637 | 14.4% | 7.00% | #64 |
| 2024 | 1,069 | 819 | 8.1% | 7.13% | #60 |
| 2025 | 1,139 | 786 | 10.5% | 7.13% | #59 |
What Farm Credit Mid-America lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maury County | 49 | 33 | 8 | 16.3% |
| Rutherford County | 36 | 29 | 1 | 2.8% |
| Wilson County | 36 | 25 | 5 | 13.9% |
| Knox County | 35 | 25 | 0 | 0.0% |
| Greene County | 33 | 22 | 4 | 12.1% |
| Washington County | 33 | 16 | 8 | 24.2% |
| Marshall County | 33 | 18 | 4 | 12.1% |
| Williamson County | 30 | 21 | 4 | 13.3% |
| Sumner County | 30 | 19 | 3 | 10.0% |
| Cumberland County | 29 | 23 | 4 | 13.8% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 1,139 applications in 2025, of which 786 were originated and 120 denied.
10.5% of all applications, or 12.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Farm Credit Mid-America originated in Tennessee in 2025 was 7.13%, against a statewide median of 6.62%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology