Dhi Mortgage Company in Tennessee vs the state
9.2%Denial rate-7.95 pts vs state
11.6%Decision denial rate-10.09 pts vs state
68.9%Origination rate+10.86 pts vs state
5.75%Median rate-0.87 pts vs state
-0.59Rate spread (pts)-0.82 pts vs state
$92kMedian applicant income
2,122Loans originated
283Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,065 | 1,680 | 4.9% | 5.75% | #28 |
| 2024 | 2,665 | 1,997 | 6.7% | 5.99% | #26 |
| 2025 | 3,078 | 2,122 | 9.2% | 5.75% | #25 |
What Dhi Mortgage Company lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 332 | 229 | 21 | 6.3% |
| Wilson County | 316 | 236 | 35 | 11.1% |
| Washington County | 183 | 116 | 11 | 6.0% |
| Sullivan County | 177 | 134 | 13 | 7.3% |
| Blount County | 167 | 114 | 11 | 6.6% |
| Bradley County | 156 | 94 | 27 | 17.3% |
| Sumner County | 152 | 102 | 11 | 7.2% |
| Hamilton County | 152 | 100 | 15 | 9.9% |
| Robertson County | 145 | 112 | 7 | 4.8% |
| Sevier County | 136 | 93 | 14 | 10.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 3,078 applications in 2025, of which 2,122 were originated and 283 denied.
9.2% of all applications, or 11.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Dhi Mortgage Company originated in Tennessee in 2025 was 5.75%, against a statewide median of 6.62%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology