Pulte Mortgage in Tennessee vs the state
13.2%Denial rate-3.92 pts vs state
17.7%Decision denial rate-3.99 pts vs state
61.2%Origination rate+3.13 pts vs state
6.13%Median rate-0.50 pts vs state
-0.14Rate spread (pts)-0.37 pts vs state
$130kMedian applicant income
213Loans originated
46Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 464 | 309 | 11.9% | 6.25% | #98 |
| 2024 | 469 | 298 | 12.2% | 6.50% | #106 |
| 2025 | 348 | 213 | 13.2% | 6.13% | #148 |
What Pulte Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rutherford County | 110 | 60 | 17 | 15.5% |
| Maury County | 106 | 79 | 9 | 8.5% |
| Sumner County | 54 | 32 | 8 | 14.8% |
| Williamson County | 48 | 27 | 9 | 18.8% |
| Wilson County | 25 | 13 | 2 | 8.0% |
| Davidson County | 3 | 2 | 1 | 33.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 348 applications in 2025, of which 213 were originated and 46 denied.
13.2% of all applications, or 17.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Pulte Mortgage originated in Tennessee in 2025 was 6.13%, against a statewide median of 6.62%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology