Listerhill Credit Union in Tennessee vs the state
6.6%Denial rate-10.54 pts vs state
7.3%Decision denial rate-14.39 pts vs state
83.0%Origination rate+24.94 pts vs state
6.00%Median rate-0.62 pts vs state
-0.46Rate spread (pts)-0.69 pts vs state
$98kMedian applicant income
88Loans originated
7Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 78 | 7.1% | 6.49% | #294 |
| 2024 | 105 | 73 | 14.3% | 4.00% | #297 |
| 2025 | 106 | 88 | 6.6% | 6.00% | #314 |
What Listerhill Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Listerhill Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maury County | 64 | 55 | 4 | 6.3% |
| Williamson County | 10 | 9 | 1 | 10.0% |
| Lawrence County | 10 | 8 | 1 | 10.0% |
| Davidson County | 5 | 2 | 0 | 0.0% |
| Wayne County | 3 | 3 | 0 | 0.0% |
| Lewis County | 3 | 3 | 0 | 0.0% |
| Perry County | 2 | 0 | 1 | 50.0% |
| Robertson County | 1 | 1 | 0 | 0.0% |
| Giles County | 1 | 1 | 0 | 0.0% |
| Macon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 106 applications in 2025, of which 88 were originated and 7 denied.
6.6% of all applications, or 7.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Listerhill Credit Union originated in Tennessee in 2025 was 6.00%, against a statewide median of 6.62%.
About this data. Figures are Listerhill Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology