Largest lenders in Lewis County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 92 | 69 | 18.5% | 6.38% |
| 2 | United Shore Financial Services | B | 35 | 23 | 20.0% | 6.13% |
| 3 | Delmar Financial | A | 28 | 18 | 0.0% | 6.49% |
| 4 | Regions Bank | C | 25 | 13 | 32.0% | 5.75% |
| 5 | Vanderbilt Mortgage and Finance | F | 25 | 3 | 44.0% | 8.99% |
| 6 | CB&S Bank | C | 16 | 9 | 25.0% | 8.24% |
| 7 | Crosscountry Mortgage | B | 14 | 4 | 0.0% | 6.31% |
| 8 | AmeriSave Mortgage | D | 12 | 2 | 83.3% | 8.56% |
| 9 | Pennymac Loan Services | C | 11 | 5 | 9.1% | 5.88% |
| 10 | Broker Solutions | D | 11 | 6 | 0.0% | 7.50% |
| 11 | Mortgage Research Center | C | 11 | 5 | 27.3% | 6.13% |
| 12 | FirstBank | C | 9 | 6 | 11.1% | 6.75% |
| 13 | Freedom Mortgage | B | 9 | 1 | 22.2% | 6.25% |
| 14 | Bell Bank | A | 8 | 8 | 0.0% | 7.31% |
| 15 | Kind Lending | C | 8 | 4 | 50.0% | 7.06% |
| 16 | United Community Bank | B | 7 | 3 | 42.9% | 6.50% |
| 17 | 21st Mortgage | F | 7 | 3 | 42.9% | 9.89% |
| 18 | Village Capital & Investment | C | 7 | 3 | 28.6% | 5.63% |
| 19 | Fairway Independent Mortgage | B | 7 | 6 | 0.0% | 6.49% |
| 20 | CMG Mortgage | A | 7 | 7 | 0.0% | 6.63% |
| 21 | Ascend Federal Credit Union | C | 7 | 6 | 0.0% | 7.25% |
| 22 | Primis Mortgage | B | 7 | 6 | 0.0% | 6.43% |
| 23 | U.S. Bank | D | 6 | 3 | 16.7% | 7.90% |
| 24 | Farm Credit Mid-America | D | 6 | 5 | 16.7% | 7.13% |
| 25 | Newrez | D | 5 | 2 | 40.0% | 6.63% |
Best approval odds in Lewis County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 89 | 19.1% |
What Lewis County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Lewis County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 447 | 240 | 20.4% | 6.88% | $185,000 |
| 2024 | 478 | 262 | 19.9% | 6.75% | $185,000 |
| 2025 | 545 | 307 | 20.9% | 6.63% | $205,000 |
Frequently asked questions
20.9% of applications in Lewis County were denied in 2025, against 17.1% statewide in Tennessee.
Rocket Mortgage, with 92 applications in 2025 and a denial rate of 18.5%.
The median mortgage application in Lewis County in 2025 was for $205,000; the median property value on originated loans was $315,000.