Delmar Financial in Tennessee vs the state
0.5%Denial rate-16.62 pts vs state
0.6%Decision denial rate-21.07 pts vs state
73.6%Origination rate+15.50 pts vs state
6.50%Median rate-0.12 pts vs state
0.35Rate spread (pts)+0.12 pts vs state
$84kMedian applicant income
142Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 50 | 3.8% | 6.88% | #325 |
| 2024 | 182 | 122 | 1.7% | 6.63% | #218 |
| 2025 | 193 | 142 | 0.5% | 6.50% | #223 |
What Delmar Financial lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Delmar Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sullivan County | 31 | 25 | 0 | 0.0% |
| Lewis County | 28 | 18 | 0 | 0.0% |
| Davidson County | 17 | 11 | 0 | 0.0% |
| Washington County | 17 | 14 | 0 | 0.0% |
| Carter County | 11 | 10 | 0 | 0.0% |
| Hardin County | 8 | 5 | 1 | 12.5% |
| Lawrence County | 6 | 5 | 0 | 0.0% |
| Williamson County | 6 | 6 | 0 | 0.0% |
| McNairy County | 5 | 5 | 0 | 0.0% |
| Maury County | 5 | 5 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 193 applications in 2025, of which 142 were originated and 1 denied.
0.5% of all applications, or 0.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Delmar Financial originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Delmar Financial's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology