Swbc Mortgage in Tennessee vs the state
3.3%Denial rate-13.82 pts vs state
4.1%Decision denial rate-17.62 pts vs state
74.8%Origination rate+16.68 pts vs state
6.63%Median rate0.00 pts vs state
0.12Rate spread (pts)-0.11 pts vs state
$98kMedian applicant income
631Loans originated
28Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,148 | 841 | 5.2% | 6.75% | #55 |
| 2024 | 912 | 685 | 4.9% | 6.63% | #66 |
| 2025 | 844 | 631 | 3.3% | 6.63% | #79 |
What Swbc Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Swbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 266 | 195 | 6 | 2.3% |
| Rutherford County | 185 | 134 | 9 | 4.9% |
| Williamson County | 62 | 46 | 0 | 0.0% |
| Sumner County | 57 | 43 | 0 | 0.0% |
| Wilson County | 55 | 47 | 2 | 3.6% |
| Montgomery County | 55 | 45 | 1 | 1.8% |
| Maury County | 29 | 20 | 5 | 17.2% |
| Bedford County | 15 | 11 | 0 | 0.0% |
| Robertson County | 15 | 8 | 1 | 6.7% |
| Knox County | 10 | 10 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 844 applications in 2025, of which 631 were originated and 28 denied.
3.3% of all applications, or 4.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Swbc Mortgage originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Swbc Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology