Movement Mortgage · Tennessee · 2025

Movement Mortgage in Tennessee: approval rate, denial rate and rates (2025)

Movement Mortgage took 3,282 mortgage applications in Tennessee in 2025, ranking #23 of 1,274 lenders active in the state. It originated 67.3% of them and denied 3.8% (4.7% of the applications it decided), against a statewide denial rate of 17.1%.

3.3kApplicationsin TN
4.7%Decision denial ratestate 21.7%
6.63%Median ratestate 6.62%
$295,000Median loanstate $225,000
$734MVolume79 counties

Movement Mortgage in Tennessee vs the state

3.8%Denial rate-13.36 pts vs state
4.7%Decision denial rate-17.03 pts vs state
67.3%Origination rate+9.17 pts vs state
6.63%Median rate0.00 pts vs state
0.33Rate spread (pts)+0.10 pts vs state
$103kMedian applicant income
2,207Loans originated
124Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233,3242,2953.1%6.63%#18
20243,8092,6603.0%6.75%#17
20253,2822,2073.8%6.63%#23

What Movement Mortgage lends in Tennessee

By loan purpose

Home purchase 2,538 77% · 3.1% denied
Refinance 294 9% · 2.4% denied
Cash-out refinance 333 10% · 4.2% denied
Home improvement 45 1% · 24.4% denied
Other / HELOC 72 2% · 19.4% denied

By loan type

Conventional 2,283 70% · 3.8% denied
FHA 653 20% · 3.8% denied
VA 318 10% · 4.1% denied
USDA / RHS 28 1% · 0.0% denied

Why it denied Tennessee applicants

Debt-to-income ratio 45 36%
Credit history 22 18%
Other 20 16%
Collateral 12 10%
Incomplete application 12 10%
Unverifiable information 8 6%
Insufficient cash 3 2%
Employment history 2 2%

Where in Tennessee

Counties with the most Movement Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hamilton County 52435420 3.8%
Knox County 33321917 5.1%
Sullivan County 2771927 2.5%
Davidson County 27218010 3.7%
Washington County 2531715 2.0%
Sevier County 2521667 2.8%
Blount County 1431132 1.4%
Carter County 116815 4.3%
Rutherford County 88622 2.3%
Williamson County 79531 1.3%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 3,282 applications in 2025, of which 2,207 were originated and 124 denied.

3.8% of all applications, or 4.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Movement Mortgage originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.

About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology