Truist Bank in Tennessee vs the state
37.2%Denial rate+20.10 pts vs state
42.2%Decision denial rate+20.56 pts vs state
49.0%Origination rate-9.13 pts vs state
6.63%Median rate0.00 pts vs state
-0.04Rate spread (pts)-0.27 pts vs state
$103kMedian applicant income
2,014Loans originated
1,532Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,838 | 2,171 | 40.5% | 7.74% | #10 |
| 2024 | 4,093 | 1,780 | 39.0% | 7.74% | #11 |
| 2025 | 4,114 | 2,014 | 37.2% | 6.63% | #13 |
What Truist Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 582 | 292 | 210 | 36.1% |
| Davidson County | 565 | 250 | 250 | 44.2% |
| Knox County | 493 | 288 | 136 | 27.6% |
| Shelby County | 412 | 149 | 200 | 48.5% |
| Williamson County | 266 | 133 | 96 | 36.1% |
| Rutherford County | 209 | 99 | 80 | 38.3% |
| Blount County | 142 | 79 | 48 | 33.8% |
| Bradley County | 128 | 55 | 56 | 43.8% |
| Sumner County | 111 | 56 | 40 | 36.0% |
| Loudon County | 102 | 60 | 29 | 28.4% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 4,114 applications in 2025, of which 2,014 were originated and 1,532 denied.
37.2% of all applications, or 42.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Truist Bank originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology