JPMorgan Chase Bank in Tennessee vs the state
8.9%Denial rate-8.22 pts vs state
12.2%Decision denial rate-9.50 pts vs state
62.7%Origination rate+4.66 pts vs state
6.38%Median rate-0.25 pts vs state
-0.03Rate spread (pts)-0.26 pts vs state
$129kMedian applicant income
1,224Loans originated
174Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,147 | 779 | 8.3% | 6.63% | #57 |
| 2024 | 1,635 | 1,107 | 7.0% | 6.50% | #42 |
| 2025 | 1,951 | 1,224 | 8.9% | 6.38% | #38 |
What JPMorgan Chase Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 398 | 263 | 31 | 7.8% |
| Williamson County | 241 | 153 | 21 | 8.7% |
| Shelby County | 181 | 105 | 22 | 12.2% |
| Knox County | 134 | 84 | 8 | 6.0% |
| Hamilton County | 129 | 87 | 8 | 6.2% |
| Rutherford County | 97 | 54 | 10 | 10.3% |
| Sumner County | 87 | 54 | 5 | 5.7% |
| Wilson County | 63 | 40 | 3 | 4.8% |
| Montgomery County | 49 | 32 | 3 | 6.1% |
| Sevier County | 48 | 33 | 6 | 12.5% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 1,951 applications in 2025, of which 1,224 were originated and 174 denied.
8.9% of all applications, or 12.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans JPMorgan Chase Bank originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology