Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Trustmark National BankJackson, MS | C | $634M | 5,531 | 12.5% | 6.75% |
| 2 | Cadence BankTupelo, MS | B | $623M | 5,301 | 19.2% | 7.25% |
| 3 | Rocket MortgagePlymouth, MI | C | $542M | 4,636 | 24.8% | 6.63% |
| 4 | BankPlusRidgeland, MS | B | $452M | 2,638 | 10.7% | 6.50% |
| 5 | Community Bank of MississippiFlowood, MS | C | $445M | 3,856 | 9.0% | 7.65% |
| 6 | Renasant BankTupelo, MS | B | $411M | 3,188 | 14.3% | 6.99% |
| 7 | United Shore Financial ServicesPlymouth, MI | B | $369M | 2,109 | 13.9% | 6.13% |
| 8 | Mortgage Research CenterColumbia, MO | C | $324M | 2,628 | 19.1% | 6.38% |
| 9 | Regions BankBirmingham, AL | C | $302M | 4,916 | 44.7% | 5.75% |
| 10 | Guaranty Bank and TrustBelzoni, MS | D | $224M | 1,386 | 16.2% | 7.13% |
| 11 | Dhi Mortgage CompanyArlington, TX | B | $184M | 1,014 | 16.9% | 4.99% |
| 12 | Freedom MortgageBoca Raton, FL | B | $183M | 1,626 | 8.1% | 6.25% |
| 13 | KeeslerBiloxi, MS | D | $175M | 2,422 | 40.4% | 6.75% |
| 14 | Guild MortgageSan Diego, CA | A | $169M | 1,142 | 5.9% | 6.50% |
| 15 | BankFirst Financial ServicesMacon, MS | A | $165M | 1,044 | 7.4% | 7.00% |
| 16 | CMG MortgageSan Ramon, CA | A | $162M | 1,161 | 5.9% | 6.25% |
| 17 | JPMorgan Chase BankColumbus, OH | B | $138M | 432 | 12.3% | 6.50% |
| 18 | PriorityOne BankMagee, MS | B | $130M | 758 | 8.4% | 7.25% |
| 19 | Crosscountry MortgageCleveland, OH | B | $130M | 941 | 4.5% | 6.63% |
| 20 | Navy Federal Credit UnionVienna, VA | D | $125M | 1,519 | 23.8% | 6.63% |
| 21 | Triad Financial ServicesJacksonville, FL | D | $123M | 3,140 | 34.4% | 8.76% |
| 22 | Pennymac Loan ServicesWestlake Village, CA | C | $123M | 1,342 | 13.9% | 6.13% |
| 23 | 21st MortgageKnoxville, TN | F | $120M | 6,764 | 48.5% | 10.56% |
| 24 | Broker SolutionsTustin, CA | D | $115M | 1,585 | 9.7% | 6.88% |
| 25 | Loandepot.ComIrvine, CA | D | $111M | 1,195 | 29.5% | 6.50% |
| 26 | Magnolia BankHodgenville, KY | C | $102M | 509 | 4.9% | 6.38% |
| 27 | Hancock Whitney BankGulfport, MS | B | $96M | 795 | 25.7% | 6.00% |
| 28 | American Mortgage BankOklahoma City, OK | C | $96M | 762 | 3.7% | 6.25% |
| 29 | Berkadia Commercial MortgageAmbler, PA | B | $94M | 8 | 0.0% | 5.91% |
| 30 | Mortgage Investors GroupNashville, TN | B | $91M | 372 | 2.2% | 6.50% |
| 31 | Stockton MortgageFrankfort, KY | D | $85M | 579 | 7.8% | 6.63% |
| 32 | Community MortgageCordova, | A | $82M | 330 | 2.1% | 6.25% |
| 33 | Union Home MortgageStrongsville, OH | B | $81M | 398 | 7.5% | 6.25% |
| 34 | The Citizens National Bank of MeridianMeridian, MS | C | $72M | 464 | 13.6% | 6.99% |
| 35 | NewrezWilmington, DE | D | $71M | 1,088 | 27.7% | 6.25% |
| 36 | Cardinal Financial Company, Limited PartnershipCharlotte, NC | B | $69M | 485 | 6.6% | 6.25% |
| 37 | Planet Home LendingMeriden, CT | B | $66M | 362 | 13.0% | 6.25% |
| 38 | Dsld MortgageDover, DE | A | $63M | 357 | 5.9% | 6.25% |
| 39 | First Commercial BankJackson, MS | B | $60M | 214 | 4.7% | — |
| 40 | Nationstar MortgageCoppell, TX | C | $56M | 583 | 17.7% | 7.13% |
| 41 | GMFSBaton Rouge, LA | A | $55M | 396 | 2.5% | 6.63% |
| 42 | The Citizens Bank of Philadelphia, MississippiPhiladelphia, MS | C | $54M | 425 | 7.3% | — |
| 43 | Eagle Bank and TrustLittle Rock, AR | A | $51M | 267 | 3.4% | 6.50% |
| 44 | First Community MortgageMurfreesboro, TN | A | $51M | 324 | 11.7% | 6.38% |
| 45 | Nations LendingIndependence, OH | B | $51M | 238 | 3.8% | 6.50% |
| 46 | New Day FinancialWest Palm Beach, FL | F | $51M | 966 | 20.7% | 6.99% |
| 47 | Guaranteed RateChicago, IL | B | $50M | 364 | 16.8% | 6.50% |
| 48 | Merchants & Marine BankPascagoula, MS | C | $49M | 231 | 11.3% | 6.75% |
| 49 | Unnamed lender 529900YKD9FOL6BFSG98 | C | $49M | 484 | 12.0% | — |
| 50 | Arbor Realty TrustBaltimore, MD | C | $49M | 9 | 0.0% | 5.83% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
