Renasant Bank in Mississippi vs the state
14.3%Denial rate-8.65 pts vs state
17.0%Decision denial rate-11.48 pts vs state
68.7%Origination rate+15.79 pts vs state
6.99%Median rate+0.24 pts vs state
0.24Rate spread (pts)-0.10 pts vs state
$84kMedian applicant income
2,189Loans originated
455Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,376 | 1,592 | 13.6% | 7.50% | #9 |
| 2024 | 2,493 | 1,657 | 15.1% | 7.50% | #9 |
| 2025 | 3,188 | 2,189 | 14.3% | 6.99% | #7 |
What Renasant Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Renasant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 467 | 320 | 74 | 15.8% |
| Monroe County | 185 | 119 | 30 | 16.2% |
| Madison County | 170 | 118 | 24 | 14.1% |
| Lowndes County | 168 | 122 | 18 | 10.7% |
| Rankin County | 151 | 108 | 17 | 11.3% |
| DeSoto County | 145 | 101 | 17 | 11.7% |
| Lafayette County | 142 | 114 | 14 | 9.9% |
| Hinds County | 139 | 79 | 23 | 16.5% |
| Pontotoc County | 127 | 88 | 18 | 14.2% |
| Oktibbeha County | 121 | 89 | 15 | 12.4% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
| Mortgage Research Center | C | 2,628 | 19.1% | 6.38% |
Frequently asked questions
Mississippi: 3,188 applications in 2025, of which 2,189 were originated and 455 denied.
14.3% of all applications, or 17.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Renasant Bank originated in Mississippi in 2025 was 6.99%, against a statewide median of 6.75%.
About this data. Figures are Renasant Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology