Largest lenders in Rankin County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Trustmark National Bank | C | 842 | 656 | 10.6% | 6.75% |
| 2 | Cadence Bank | B | 554 | 395 | 13.2% | 7.00% |
| 3 | Community Bank of Mississippi | C | 529 | 412 | 8.5% | 6.88% |
| 4 | Regions Bank | C | 402 | 168 | 43.8% | 4.99% |
| 5 | Rocket Mortgage | C | 319 | 228 | 18.8% | 6.50% |
| 6 | BankPlus | B | 253 | 201 | 7.5% | 6.38% |
| 7 | American Mortgage Bank | C | 216 | 164 | 3.7% | 6.25% |
| 8 | Guild Mortgage | A | 203 | 142 | 5.4% | 6.63% |
| 9 | United Shore Financial Services | B | 200 | 155 | 12.5% | 6.13% |
| 10 | 21st Mortgage | F | 183 | 31 | 47.5% | 10.05% |
| 11 | PriorityOne Bank | B | 158 | 130 | 8.9% | 7.13% |
| 12 | Renasant Bank | B | 151 | 108 | 11.3% | 6.88% |
| 13 | Vanderbilt Mortgage and Finance | F | 137 | 17 | 46.0% | 10.25% |
| 14 | Mortgage Research Center | C | 135 | 67 | 11.9% | 6.25% |
| 15 | Keesler | D | 120 | 48 | 47.5% | 6.44% |
| 16 | Freedom Mortgage | B | 107 | 44 | 8.4% | 6.00% |
| 17 | Pennymac Loan Services | C | 102 | 47 | 9.8% | 6.13% |
| 18 | FirstBank | C | 98 | 40 | 27.6% | 5.00% |
| 19 | Newrez | D | 94 | 38 | 18.1% | 6.18% |
| 20 | Broker Solutions | D | 77 | 36 | 11.7% | 6.88% |
| 21 | Dhi Mortgage Company | B | 77 | 45 | 14.3% | 4.99% |
| 22 | Triad Financial Services | D | 75 | 22 | 41.3% | 8.59% |
| 23 | Planet Home Lending | B | 62 | 51 | 14.5% | 6.13% |
| 24 | Origin Bank | C | 61 | 48 | 8.2% | 6.75% |
| 25 | AmeriSave Mortgage | D | 59 | 17 | 59.3% | 8.50% |
Best approval odds in Rankin County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | American Mortgage Bank | 176 | 4.6% |
| 2 | Guild Mortgage | 167 | 6.6% |
| 3 | BankPlus | 227 | 8.4% |
| 4 | Origin Bank | 56 | 8.9% |
| 5 | Community Bank of Mississippi | 485 | 9.3% |
| 6 | PriorityOne Bank | 145 | 9.7% |
| 7 | Union Home Mortgage | 51 | 9.8% |
| 8 | Trustmark National Bank | 771 | 11.5% |
| 9 | Renasant Bank | 128 | 13.3% |
| 10 | Freedom Mortgage | 67 | 13.4% |
What Rankin County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Rankin County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 6,118 | 3,730 | 17.6% | 7.00% | $155,000 |
| 2024 | 6,479 | 3,972 | 18.8% | 6.99% | $155,000 |
| 2025 | 6,985 | 4,363 | 17.2% | 6.63% | $175,000 |
Frequently asked questions
17.2% of applications in Rankin County were denied in 2025, against 22.9% statewide in Mississippi.
Trustmark National Bank, with 842 applications in 2025 and a denial rate of 10.6%.
The median mortgage application in Rankin County in 2025 was for $175,000; the median property value on originated loans was $275,000.