Triad Financial Services in Mississippi vs the state
34.4%Denial rate+11.47 pts vs state
34.4%Decision denial rate+5.99 pts vs state
32.3%Origination rate-20.58 pts vs state
8.76%Median rate+2.01 pts vs state
2.96Rate spread (pts)+2.63 pts vs state
$58kMedian applicant income
1,014Loans originated
1,080Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,925 | 330 | 51.5% | 8.75% | #11 |
| 2024 | 2,387 | 584 | 44.9% | 9.00% | #10 |
| 2025 | 3,140 | 1,014 | 34.4% | 8.76% | #8 |
What Triad Financial Services lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lauderdale County | 94 | 27 | 33 | 35.1% |
| Wayne County | 92 | 26 | 44 | 47.8% |
| Lincoln County | 91 | 27 | 38 | 41.8% |
| Jones County | 90 | 48 | 14 | 15.6% |
| Jasper County | 82 | 30 | 30 | 36.6% |
| Jackson County | 76 | 26 | 30 | 39.5% |
| Simpson County | 76 | 21 | 24 | 31.6% |
| Hinds County | 75 | 20 | 28 | 37.3% |
| Rankin County | 75 | 22 | 31 | 41.3% |
| Panola County | 75 | 22 | 33 | 44.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
| Mortgage Research Center | C | 2,628 | 19.1% | 6.38% |
Frequently asked questions
Mississippi: 3,140 applications in 2025, of which 1,014 were originated and 1,080 denied.
34.4% of all applications, or 34.4% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Triad Financial Services originated in Mississippi in 2025 was 8.76%, against a statewide median of 6.75%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology