Largest lenders in Jackson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Keesler | D | 528 | 232 | 37.9% | 7.00% |
| 2 | Rocket Mortgage | C | 287 | 188 | 22.0% | 6.50% |
| 3 | CMG Mortgage | A | 280 | 197 | 6.1% | 6.38% |
| 4 | Cadence Bank | B | 218 | 156 | 16.1% | 7.25% |
| 5 | Trustmark National Bank | C | 218 | 162 | 9.2% | 6.38% |
| 6 | Community Bank of Mississippi | C | 202 | 154 | 8.4% | 7.70% |
| 7 | Mortgage Research Center | C | 192 | 90 | 14.1% | 6.25% |
| 8 | Navy Federal Credit Union | D | 160 | 73 | 23.8% | 6.88% |
| 9 | Fairway Independent Mortgage | B | 147 | 97 | 8.2% | 6.63% |
| 10 | Freedom Mortgage | B | 135 | 53 | 8.2% | 6.00% |
| 11 | Dhi Mortgage Company | B | 132 | 88 | 9.1% | 4.99% |
| 12 | Hancock Whitney Bank | B | 127 | 76 | 34.7% | 4.99% |
| 13 | Mortgage Solutions of Colorado | C | 127 | 100 | 0.8% | 6.56% |
| 14 | Loandepot.Com | D | 127 | 87 | 15.8% | 6.25% |
| 15 | Regions Bank | C | 124 | 47 | 44.4% | 6.13% |
| 16 | 21st Mortgage | F | 114 | 24 | 43.0% | 10.17% |
| 17 | United Shore Financial Services | B | 111 | 67 | 16.2% | 6.13% |
| 18 | First Federal Savings and Loan Association | C | 104 | 83 | 10.6% | — |
| 19 | Broker Solutions | D | 102 | 36 | 16.7% | 7.06% |
| 20 | Vanderbilt Mortgage and Finance | F | 99 | 5 | 36.4% | 10.99% |
| 21 | Crosscountry Mortgage | B | 92 | 52 | 3.3% | 6.58% |
| 22 | Navigator CU | C | 78 | 42 | 18.0% | 6.38% |
| 23 | AmeriSave Mortgage | D | 77 | 24 | 53.3% | 7.13% |
| 24 | Delmar Financial | A | 77 | 62 | 0.0% | 6.25% |
| 25 | Renasant Bank | B | 77 | 59 | 9.1% | 6.63% |
Best approval odds in Jackson County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Delmar Financial | 68 | 0.0% |
| 2 | Mortgage Solutions of Colorado | 110 | 0.9% |
| 3 | Crosscountry Mortgage | 55 | 5.5% |
| 4 | Guild Mortgage | 63 | 6.4% |
| 5 | CMG Mortgage | 236 | 7.2% |
| 6 | Community Bank of Mississippi | 186 | 9.1% |
| 7 | Renasant Bank | 66 | 10.6% |
| 8 | Fairway Independent Mortgage | 111 | 10.8% |
| 9 | Trustmark National Bank | 183 | 10.9% |
| 10 | Dhi Mortgage Company | 105 | 11.4% |
What Jackson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Jackson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 5,291 | 2,811 | 20.1% | 6.69% | $155,000 |
| 2024 | 5,428 | 2,830 | 20.5% | 6.75% | $145,000 |
| 2025 | 5,881 | 3,272 | 19.2% | 6.63% | $155,000 |
Frequently asked questions
19.2% of applications in Jackson County were denied in 2025, against 22.9% statewide in Mississippi.
Keesler, with 528 applications in 2025 and a denial rate of 37.9%.
The median mortgage application in Jackson County in 2025 was for $155,000; the median property value on originated loans was $245,000.