Loandepot.Com in Mississippi vs the state
29.5%Denial rate+6.62 pts vs state
35.0%Decision denial rate+6.57 pts vs state
53.4%Origination rate+0.52 pts vs state
6.50%Median rate-0.25 pts vs state
0.67Rate spread (pts)+0.34 pts vs state
$68kMedian applicant income
638Loans originated
353Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 611 | 269 | 35.8% | 6.25% | #32 |
| 2024 | 715 | 311 | 39.3% | 6.63% | #32 |
| 2025 | 1,195 | 638 | 29.5% | 6.50% | #21 |
What Loandepot.Com lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 239 | 168 | 34 | 14.2% |
| Jackson County | 127 | 87 | 20 | 15.7% |
| DeSoto County | 117 | 64 | 31 | 26.5% |
| Hinds County | 58 | 22 | 24 | 41.4% |
| Rankin County | 48 | 32 | 11 | 22.9% |
| Madison County | 33 | 14 | 9 | 27.3% |
| Pearl River County | 28 | 16 | 8 | 28.6% |
| Lee County | 25 | 18 | 2 | 8.0% |
| Lowndes County | 24 | 10 | 11 | 45.8% |
| Hancock County | 23 | 8 | 8 | 34.8% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 1,195 applications in 2025, of which 638 were originated and 353 denied.
29.5% of all applications, or 35.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Loandepot.Com originated in Mississippi in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology