Largest lenders in Harrison County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Keesler | D | 765 | 353 | 39.4% | 6.63% |
| 2 | CMG Mortgage | A | 447 | 297 | 4.7% | 6.38% |
| 3 | Rocket Mortgage | C | 422 | 270 | 23.9% | 6.50% |
| 4 | Mortgage Research Center | C | 399 | 191 | 17.5% | 6.25% |
| 5 | Cadence Bank | B | 382 | 246 | 20.9% | 7.33% |
| 6 | Navy Federal Credit Union | D | 323 | 164 | 22.0% | 6.63% |
| 7 | Community Bank of Mississippi | C | 290 | 219 | 10.0% | 7.50% |
| 8 | Dsld Mortgage | A | 266 | 183 | 7.5% | 6.13% |
| 9 | Dhi Mortgage Company | B | 260 | 192 | 14.2% | 4.99% |
| 10 | Hancock Whitney Bank | B | 258 | 161 | 25.2% | 4.99% |
| 11 | Loandepot.Com | D | 239 | 168 | 14.2% | 6.25% |
| 12 | United Shore Financial Services | B | 238 | 165 | 12.2% | 6.00% |
| 13 | Regions Bank | C | 232 | 86 | 41.4% | 6.06% |
| 14 | Trustmark National Bank | C | 231 | 164 | 15.6% | 6.47% |
| 15 | Freedom Mortgage | B | 214 | 95 | 6.5% | 6.25% |
| 16 | Vanderbilt Mortgage and Finance | F | 179 | 8 | 44.7% | 10.00% |
| 17 | Crosscountry Mortgage | B | 177 | 115 | 1.1% | 6.58% |
| 18 | Guild Mortgage | A | 156 | 94 | 8.3% | 6.09% |
| 19 | 21st Mortgage | F | 146 | 31 | 47.3% | 9.45% |
| 20 | Pennymac Loan Services | C | 136 | 58 | 14.0% | 5.75% |
| 21 | AmeriSave Mortgage | D | 127 | 24 | 72.4% | 6.69% |
| 22 | New Day Financial | F | 119 | 32 | 21.0% | 6.99% |
| 23 | Broker Solutions | D | 117 | 49 | 7.7% | 6.75% |
| 24 | Magnolia Bank | C | 100 | 82 | 2.0% | 6.43% |
| 25 | Newrez | D | 99 | 38 | 22.2% | 6.25% |
Best approval odds in Harrison County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Crosscountry Mortgage | 119 | 1.7% |
| 2 | Magnolia Bank | 84 | 2.4% |
| 3 | Towne Mortgage | 58 | 3.5% |
| 4 | Coastal Community Bank | 53 | 3.8% |
| 5 | CMG Mortgage | 366 | 5.7% |
| 6 | The Peoples Bank, Biloxi, Mississippi | 69 | 7.3% |
| 7 | Dsld Mortgage | 203 | 9.9% |
| 8 | Freedom Mortgage | 128 | 10.9% |
| 9 | Community Bank of Mississippi | 260 | 11.2% |
| 10 | Guild Mortgage | 115 | 11.3% |
What Harrison County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Harrison County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 7,446 | 3,837 | 21.4% | 6.75% | $165,000 |
| 2024 | 8,382 | 4,457 | 20.3% | 6.63% | $175,000 |
| 2025 | 8,869 | 4,798 | 20.4% | 6.50% | $175,000 |
Frequently asked questions
20.4% of applications in Harrison County were denied in 2025, against 22.9% statewide in Mississippi.
Keesler, with 765 applications in 2025 and a denial rate of 39.4%.
The median mortgage application in Harrison County in 2025 was for $175,000; the median property value on originated loans was $265,000.