Coastal Community Bank in Mississippi vs the state
2.4%Denial rate-20.51 pts vs state
3.4%Decision denial rate-25.08 pts vs state
24.8%Origination rate-28.09 pts vs state
10.49%Median rate+3.74 pts vs state
3.25Rate spread (pts)+2.92 pts vs state
$100kMedian applicant income
195Loans originated
19Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 235 | 99 | 0.4% | 13.99% | #74 |
| 2024 | 640 | 135 | 1.7% | 12.74% | #34 |
| 2025 | 787 | 195 | 2.4% | 10.49% | #30 |
What Coastal Community Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 91 | 29 | 4 | 4.4% |
| Harrison County | 77 | 17 | 2 | 2.6% |
| Hinds County | 62 | 19 | 1 | 1.6% |
| Jackson County | 53 | 11 | 1 | 1.9% |
| Madison County | 40 | 10 | 1 | 2.5% |
| Rankin County | 34 | 11 | 0 | 0.0% |
| Lamar County | 27 | 8 | 0 | 0.0% |
| Hancock County | 26 | 5 | 0 | 0.0% |
| Lee County | 24 | 6 | 0 | 0.0% |
| Lowndes County | 15 | 7 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 787 applications in 2025, of which 195 were originated and 19 denied.
2.4% of all applications, or 3.4% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Coastal Community Bank originated in Mississippi in 2025 was 10.49%, against a statewide median of 6.75%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology