Regions Bank in Mississippi vs the state
44.7%Denial rate+21.77 pts vs state
49.7%Decision denial rate+21.22 pts vs state
38.4%Origination rate-14.51 pts vs state
5.75%Median rate-1.00 pts vs state
-0.18Rate spread (pts)-0.51 pts vs state
$72kMedian applicant income
1,886Loans originated
2,197Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,441 | 2,053 | 44.7% | 7.63% | #3 |
| 2024 | 5,058 | 1,796 | 47.3% | 6.99% | #4 |
| 2025 | 4,916 | 1,886 | 44.7% | 5.75% | #4 |
What Regions Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 692 | 228 | 327 | 47.3% |
| DeSoto County | 445 | 204 | 175 | 39.3% |
| Rankin County | 402 | 168 | 176 | 43.8% |
| Madison County | 271 | 124 | 95 | 35.1% |
| Harrison County | 232 | 86 | 96 | 41.4% |
| Lee County | 179 | 71 | 69 | 38.5% |
| Lamar County | 133 | 69 | 37 | 27.8% |
| Forrest County | 131 | 56 | 53 | 40.5% |
| Jackson County | 124 | 47 | 55 | 44.4% |
| Lowndes County | 115 | 45 | 57 | 49.6% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
| Mortgage Research Center | C | 2,628 | 19.1% | 6.38% |
Frequently asked questions
Mississippi: 4,916 applications in 2025, of which 1,886 were originated and 2,197 denied.
44.7% of all applications, or 49.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Regions Bank originated in Mississippi in 2025 was 5.75%, against a statewide median of 6.75%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology