Largest lenders in Forrest County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Trustmark National Bank | C | 213 | 148 | 12.2% | 6.65% |
| 2 | Cadence Bank | B | 208 | 136 | 20.2% | 7.50% |
| 3 | Regions Bank | C | 131 | 56 | 40.5% | 5.88% |
| 4 | Community Bank of Mississippi | C | 115 | 92 | 5.2% | 8.00% |
| 5 | Rocket Mortgage | C | 112 | 66 | 29.5% | 6.50% |
| 6 | Keesler | D | 101 | 49 | 42.6% | 6.55% |
| 7 | 21st Mortgage | F | 95 | 17 | 44.2% | 10.38% |
| 8 | Vanderbilt Mortgage and Finance | F | 95 | 10 | 43.2% | 10.25% |
| 9 | Renasant Bank | B | 85 | 52 | 16.5% | 6.75% |
| 10 | Merchants & Marine Bank | C | 64 | 52 | 9.4% | 6.62% |
| 11 | Grand Bank for Savings | F | 64 | 34 | 29.7% | 6.29% |
| 12 | Mortgage Research Center | C | 61 | 30 | 19.7% | 6.25% |
| 13 | Triad Financial Services | D | 53 | 14 | 37.7% | 7.99% |
| 14 | Broker Solutions | D | 52 | 26 | 3.9% | 6.50% |
| 15 | Hancock Whitney Bank | B | 50 | 28 | 24.0% | 6.50% |
| 16 | Freedom Mortgage | B | 48 | 28 | 6.3% | 6.25% |
| 17 | United Shore Financial Services | B | 48 | 26 | 22.9% | 6.13% |
| 18 | PriorityOne Bank | B | 48 | 40 | 8.3% | 7.50% |
| 19 | BankFirst Financial Services | A | 43 | 35 | 4.7% | 6.88% |
| 20 | Newrez | D | 36 | 14 | 30.6% | 6.69% |
| 21 | Pennymac Loan Services | C | 35 | 14 | 17.1% | 6.12% |
| 22 | Dhi Mortgage Company | B | 32 | 26 | 6.3% | 4.99% |
| 23 | Crosscountry Mortgage | B | 27 | 23 | 0.0% | 6.63% |
| 24 | Hope Federal Credit Union | D | 27 | 20 | 25.9% | 7.00% |
| 25 | Citizens Bank | A | 26 | 24 | 0.0% | — |
Best approval odds in Forrest County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Community Bank of Mississippi | 106 | 5.7% |
| 2 | Merchants & Marine Bank | 59 | 10.2% |
| 3 | Trustmark National Bank | 177 | 14.7% |
| 4 | Renasant Bank | 67 | 20.9% |
| 5 | Cadence Bank | 180 | 23.3% |
| 6 | Rocket Mortgage | 102 | 32.4% |
| 7 | Grand Bank for Savings | 55 | 34.6% |
| 8 | Triad Financial Services | 53 | 37.7% |
| 9 | Regions Bank | 121 | 43.8% |
| 10 | Keesler | 92 | 46.7% |
What Forrest County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Forrest County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,298 | 1,206 | 22.2% | 7.13% | $125,000 |
| 2024 | 2,486 | 1,386 | 21.7% | 6.99% | $125,000 |
| 2025 | 2,626 | 1,453 | 21.8% | 6.75% | $135,000 |
Frequently asked questions
21.8% of applications in Forrest County were denied in 2025, against 22.9% statewide in Mississippi.
Trustmark National Bank, with 213 applications in 2025 and a denial rate of 12.2%.
The median mortgage application in Forrest County in 2025 was for $135,000; the median property value on originated loans was $235,000.