Citizens Bank in Mississippi vs the state
5.0%Denial rate-17.97 pts vs state
5.0%Decision denial rate-23.49 pts vs state
87.6%Origination rate+34.77 pts vs state
—Median rate
—Rate spread (pts)
$85kMedian applicant income
319Loans originated
18Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 367 | 311 | 8.2% | 8.25% | #49 |
| 2024 | 338 | 304 | 3.6% | 8.50% | #56 |
| 2025 | 364 | 319 | 5.0% | — | #56 |
What Citizens Bank lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Citizens Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 151 | 129 | 10 | 6.6% |
| Lamar County | 53 | 47 | 3 | 5.7% |
| Walthall County | 44 | 33 | 4 | 9.1% |
| Forrest County | 26 | 24 | 0 | 0.0% |
| Jones County | 23 | 22 | 0 | 0.0% |
| Pike County | 19 | 19 | 0 | 0.0% |
| Covington County | 15 | 15 | 0 | 0.0% |
| Jefferson Davis County | 12 | 10 | 1 | 8.3% |
| Pearl River County | 4 | 4 | 0 | 0.0% |
| Amite County | 2 | 2 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 364 applications in 2025, of which 319 were originated and 18 denied.
5.0% of all applications, or 5.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Citizens Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology