Largest lenders in Jefferson Davis County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 96 | 8 | 57.3% | 10.97% |
| 2 | Triad Financial Services | D | 53 | 18 | 32.1% | 8.67% |
| 3 | Vanderbilt Mortgage and Finance | F | 52 | 10 | 48.1% | 10.87% |
| 4 | Regions Bank | C | 34 | 9 | 61.8% | 4.99% |
| 5 | Trustmark National Bank | C | 21 | 12 | 23.8% | 6.31% |
| 6 | Citizens Bank | A | 12 | 10 | 8.3% | — |
| 7 | Ferguson Federal Credit Union | – | 12 | 5 | 33.3% | 9.25% |
| 8 | FirstBank | C | 10 | 0 | 70.0% | — |
| 9 | Rocket Mortgage | C | 10 | 6 | 20.0% | 5.94% |
| 10 | Credit Human Federal Credit Union | D | 9 | 0 | 88.9% | — |
| 11 | PriorityOne Bank | B | 9 | 6 | 22.2% | 7.13% |
| 12 | Mortgage Research Center | C | 7 | 3 | 28.6% | 6.75% |
| 13 | Southwest Stage Funding | F | 7 | 1 | 0.0% | 7.65% |
| 14 | Coastal Community Bank | C | 7 | 2 | 0.0% | 9.62% |
| 15 | AmeriSave Mortgage | D | 5 | 1 | 80.0% | 5.50% |
| 16 | Newrez | D | 5 | 1 | 60.0% | 8.50% |
| 17 | Tammac Holdings | D | 5 | 1 | 80.0% | 9.80% |
| 18 | Broker Solutions | D | 5 | 0 | 40.0% | — |
Best approval odds in Jefferson Davis County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Triad Financial Services | 53 | 32.1% |
| 2 | 21st Mortgage | 64 | 85.9% |
What Jefferson Davis County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Jefferson Davis County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 434 | 126 | 45.6% | 8.00% | $85,000 |
| 2024 | 384 | 114 | 46.4% | 7.50% | $85,000 |
| 2025 | 441 | 129 | 40.6% | 7.50% | $95,000 |
Frequently asked questions
40.6% of applications in Jefferson Davis County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 96 applications in 2025 and a denial rate of 57.3%.
The median mortgage application in Jefferson Davis County in 2025 was for $95,000; the median property value on originated loans was $135,000.